Unique Mortgage Banking
Up To Date & Unique Mortgage Banking Programs
Finance One provides the most up to date and unique mortgage banking real estate loans including Hard Money for borrowers and/or properties that do not meet conventional underwriting guidelines. We offer many types of unique mortgage banking solutions including low rate Stated Income Loans to $2M, cure Foreign National loans, remedy non-warrantable condo financing, page low rate private/hard money loans from $150K+ (commercial and residential)…we have many Private Mortgage Banking specialty financing solutions… Read More or Contact Us >
Stated Income, information pills No Doc, discount IO, sale FN…Unique Loan Programs!
Unique Loan Programs Nationwide
Finance One now offers unique loan programs like Stated Income Home Loans (Stated Income Loans available nationwide, some states case by case), no doc loans, foreign national loans, high ratio loans, etc. We have established private mortgage banking relationships with several institutions to bring unique loan programs to our clients. Example: stated income 3yr Arm, Owner Occupied, stated income loan, 80%+ LTV to $1M, 80% LTV to $3M!…
The Unique Loan Programs…Stated Income Loan and No Doc Loan:
? States: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY (same states case by case).
? Purchase 80%+ LTV to $2M; Refi 80% to $2M
? Self Employed and W2 income accepted
? Residential: OO, NOO, Investment, 1-4 Units
? No Doc Option Available
? C/O Refi max OK; No C/O in TX
? Min FICO min w/ no derogatory history
? OO ARM: 3/1 & 5/1; NOO 3/1, 5/1, 7/1, 30/15 yr
? Months PITI Required Liquid, 3 Months Seasoned
? Foreign Nationals, Trusts, Coprs and LLCs allowed
? Max number of properties finance: 15 total
? Non-Occupant Co-Borrower Allowed
*** Unique loan programs are offered nationwide case by case! With a 400K loan amt and above average assets required! ***
* Note: This unique loan program is not VOE. No banking relationship necessary for loans $3M and under in most cases. Min 30 day close. Stated Income Loan not in al states.
Hard Money Starting @ 6% Residential; 8% Commercial…unique loan programs!
? No Asset, No Income, No FICO option available.Cash-Out on Investment Properties w/o Seasoning
? Construction: Residential and commercial to 65% Cost to Build
? Residential: OO & NOO, 75% LTV, SFR & 1- 4 Unit Only
? Commercial, Residential & Land
? $50K to $30M (rates will vary)
? Purchase/Refinance/Restructure
? Minimal Paperwork – Fast! One Week Funding!
? First, seconds and HELOCs available!
? No Prepayment Penalty Options
? Solid Exit Strategy Required
? Six to Thirty-Six Month ARMs
Other Hot Unique Loan Programs !
? Full Doc Suner and Ultra Jumbo Bank Loans on SFR up to $10M+
? 580+ FICO Full Doc Program: Non-FHA!
? JV programs $1M and up!
? 401K and Non-Recourse Loans available!
? Stated Income Loan is available!
?Cross Collateral Programs Available!
? We can lend conventional and private money Nationwide including FHA!
Program many not be available in all states (case by case). Programs and guidelines subject to change without notice.
Find program guidelines for your your city or state:
Affiliations: NAMB | NBA | NAMP | GM
Please contact us with your questions regarding Stated Income Loans or other programs.
The Stated Income Loan and No Doc Loan available in all states case by case. Call for more unique loan programs details!
Finance One – Private Mortgage Banking
#1 Private Mortgage Banking Solution
Finance One private mortgage banking provides solutions to otherwise solution-less lending.
We offer unique Private Mortgage Banking and Hard Money Loan capital for borrowers and/or properties that do not meet conventional underwriting guidelines. Our lending solutions include: low rate stated income and no doc loans to $2M, see interest only loans, buy make-sense gross income qualifying, online high debt ratio loans to 55% DTI, 2nd mortgages/HELOCs and low rate Private/Hard money $150K+ for commercial and residential, construction loans to $5M residential hogger for commercial, ultra jumbo loans to $100M+ for specialty financing solutions…our private mortgage banking list of solutions goes on and on.
The team at Finance One have been providing private mortgage banking and portfolio loan products since 1999. As a respectable private mortgage banking lender and originator, our private mortgage banking loan solutions provide financing liquidity for conforming and non-conforming property and owners who cannot qualify conventionally. By incorporating private mortgage banking experience and autonomy, we can ensure each transaction is successfully completed in a timely manner. We provide solutions to otherwise solution-less lending!
Please contact us with your private mortgage banking questions by email at info@finance1online.com. Nationwide private mortgage banking guidelines can change at any time.
