Question by mustang: If I do the FHA streamline refinance this year 2009 does that make my loan eligible for the 8000 tax credit?
If I purchased my home in Dec. 2008 but I’m going to do the FHA streamline Refinance this year 2009, web visit this does that make my loan eligible for the 2009 $ 8000.00 tax credit?
Best answer:
Answer by v b
No, link You bought the house in 2008. You are possibly eligible for the $ 7500 LOAN.
Refinancing has *nothing* to do with this.
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Question by Taylor Sallivan: Is there mortgage insurance for USDA loans?
I’m just trying to research my loan options to get myself the lowest payment possible and the USDA loan looks very promising. The only question that I can’t seem to find an answer to is whether or not it will require Private Mortgage insurance like an FHA loan. If anyone knows that would be great. My location is in Northern Virginia if that helps at all.
Best answer:
Answer by Go with the flow
Yup requires PMI.
Anytime that you put less than 20% down you have to pay this.
Note: Putting 0% down (USDA) is not a good idea.
You could be immediately underwater in the value of a home.
Also, ailment the home has to be considered rural.
Do you want to spend $ 500 a month in gas going to work or going to walmart?
And do you want your kids taking a 1 hour bus ride to high schools?
Hard to sell homes in rural areas. If you need to re-selll in the future.
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