Can I go stated document and 100% finance for a loan with a credit score 676?

Posted on Aug 30, 2024 in Stated Income Loans

Question by Carol722: Has anyone dealt with Making Homes Affordable, more about check National Relief , look AKA Retention Services?
It is a company that is suppose to help you with affordable mortgage loans.

Best answer:

Answer by J S
Making Home Affordable is the name of a program by the US government. The website is here: http://www.makinghomeaffordable.gov/

There is no such Company with that name as it’s a registered trademark of th US government. The Making Home Affordable program consists of HARP, the Home Affordable Refinance Program and HAMP the Home Affordable Modification Program. With HARP, you can go to any lender to refinance if you meet the criteria. http://HARPSupport.Org

With HAMP, you don’t need another company because you can do this yourself with your current lender.

Anyone charging you money for HAMP is a crook.
Anyone using Making Home Affordable in their name is a crook

Know better? Leave your own answer in the comments!

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Question by karen a: Can I go stated document and 100% finance for a loan with a credit score 676?
I would like to know if it is possible if I can get a 100% mortgage loan, pilule also do stated income due to the fact I have my own business and my credit score is 676.

Best answer:

Answer by newportshoresjd
If your still looking for 100% financing in this market with a 676 middle fico, stomach your definitely going to be considered Sub-prime (Bad credit) or as it’s called now Non-prime. Your rates are going to be very high. You will probably find some quotes but you will be shocked by the payments.

What do you think? Answer below!

3 Comments

  1. allaboutme December 4, 2012

    You can get 100% ffinancing and go stated with your credit score. The minimum mid score is 620 so you are fine. e-mail me as soon as possible.
    atenceiab@yahoo.com

  2. stephen l December 4, 2012

    I suggest Hometown Banc Corp. They may be your best opportunity for someone to say yes. If your credit does not measure up, they don’t simply “forget to call you back.” They help you get into a credit repair program you can afford regardless of income. Check out the free evaluation form at the source website and a Hometown loan officer will contact you .

  3. adas p December 4, 2012

    Hell everyone
    i am a private money lender i lend out loan in the following category.

    Bank.
    school.
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    if you are in dire need of it contact via email roberthookinvestment_lender

    NOTE:this offer is open for every one.

    Thanks in GOD I TRUST.

    Mr Roberthook.