FHA Loans in 2015: Changes, Requirements, Rate Forecasts and More
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Read MoreQ&A: How long does Bank of America take to finish underwriting a FHA loan?
by jann_on Question by Colu Colu: can I refinance with other bank under the Home Affordable program? Best answer: Answer by Ryan MYou can try, web mind but remember no bank, advice including yours, is obligated to do anything for you. They only receive small incentives from the Feds under this program IF they decided to help you. I would contact as many banks as you can until you get someone willing to refi you! Add your own answer in the comments! Question by Melissa N: How long does Bank of America take to finish underwriting a FHA loan? Has anyone gotten an FHA loan with BOA recently, no rx if so how long did it take you before you received the final approval? Best answer: Answer by golferwhoworksdepends on how many are in front of your loan. We have no idea. The underwriters can only look at one file at a time. What do you think? Answer...
Read MoreLastest 15 Yr Fha Mortgage Rates News
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Read MoreIn a FHA Streamline Mortgage do you skip a payment?
Preparing for the Home Affordable Refinancing program Apply article by Brian Hauck If you would like more informaiton please visit here … More Harp Home Affordable refinance program article Question by Danny R: In a FHA Streamline Mortgage do you skip a payment? Ive been told alot of info on this (butalot of conflicting info)…..typically when you refinance a property you skip your next payment. With a FHA Streamline do you skip a payment? Best answer: Answer by Dallas DI have never used the streamline but I have done a lot of loans. You always get a free month that is my understanding even when I refied some properties you skip the first month, dosage that is why I always try to close a deal on the 3 or 4th you can skip almost 2 months. Add your own answer in the...
Read Morelow mortgage rates, how long will they last?
the destruction of Wamu But the majority of Washington Mutual problem loans were prime mortgages and home equity loans. Grind reports that 70% of the options ARM mortgages and 90% of the home equity loans were taken on the basis of “stated income” instead of … For more informaiton please visit here … Question by vixxen: FHA loans do not allow default on a Federal Loan.What if I pay off the loan prior to applying for FHA mortgage? Will I get the loan? I have about 10% down… Best answer: Answer by Jay CFirst of all, decease if you have a previous foreclosure(does not matter if it is FHA/VA/Conventional), information pills you MUST wait 3 years before you are eligible to apply for another FHA loan. This is the critera from the FHA itself. So if it has not been 3 years, I’m afraid you are not eligible for an FHA. Secondly, if it has been 3 years since the foreclosure, and if you HAVE perfect credit since, you may be APPROVED for another FHA. HOWEVER, FHA will TYPICALLY REQUIRE that any outstanding collection accounts be paid BEFORE being able to close on the loan. So whatever amount is showing on any collection(including your foreclosure), must still be paid before you can close. I wish I had better news for you but unfortunately this is the criteria for an FHA Give your answer to this question below! Question by sakof90s: FHA inspections – how fast can they be done? How fast can an FHA inspection for approval be completed? We are selling our condo and buying a house. We are in escrow in both processes. Of course we need to sell to get the down payment for the purchase. Today, sickness our agent called to see if the condo we are selling has been inspected and approved by the FHA. I’m not sure but it sounds like the buyer’s lender wants FHA backing. To our knowledge, website the condo has not previously been approved. We are locked in at a decent mortgage rate, ambulance but there is an expiration date for that lock-in. I don’t want to lose the rate and wonder how long it will take to have the FHA do their inspection of the condo and approve the backing. We live in So. Calif. Any advice would be greatly appreciated. Thank you. Best answer: Answer by boo76Typically if his/her buyer is doing an FHA loan, then the loan company that is doing it for them needs to send their own inspector over. It’s not up to you…the only time you get an inspection is if you wanted to certify that your home is somehow a good buy or something…like a “for the record” type thing…. If the buyer is doing an FHA loan, then the lender should be sending an inspector over anywhere from 30 days before the closing and up until about 2 weeks from the closing. When is your closing date for the buyer? If it is w/in the next 30 days expect someone to come inspect the home in the next few days to couple weeks… Hope that helps…. Give your answer to this question below! by elycefeliz Question by John L: low mortgage rates, order how long will they last? Since the bailout of Freddie Mae and Freddie Mac, viagra mortgage rates fell, correct? 1. Why? 2. How long will this last? I’m looking to buy a house within the next two months, and I don’t want to miss the low rates. Best answer: Answer by Howard LMortgage rates have dropped a bit...
Read MoreAverage long term US mortgage rate falls fifth straight week
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