Q&A: Will it hurt my credit on my preapproved home mortgage if I apply for a consolidation for my credit cards?
Question by beachcchs: Will it hurt my credit on my preapproved home mortgage if I apply for a consolidation for my credit cards? I have been pre-approved for a home loan. I have not found a house yet. I want to consolidate my credit card and personal loans into one loan. I didn’t want to exonerate my home loan approval. Best answer: Answer by muffdiver69no it will not What do you think? Answer below!
Read MoreWhat is the difference between a mortgage and a home equity loan?
Question by BC: What is the difference between a mortgage and a home equity loan? I own a home that is paid off but would like to take out a loan to fund some home improvements as well as help my parents pay off their home equity loan. Given this scenario can I take out a mortgage since mortgage rates are lower or am I limited to a home equity loan. I’m not interested in HELOC’s. Best answer: Answer by Mr. KnowitallYou can easily get a fixed rate first mortgage and get cash out (equity) for your scenario. Check with your local bank or mortgage company. You are not required to take out a HELOC. What do you think? Answer...
Read MoreFHA policies helped cause foreclosure crisis
FHA policies helped cause foreclosure crisis That's a shame, more about cheapest because Republicans and Democrats alike rightly applaud the FHA's mission to provide responsible mortgage credit to low- and moderate-income Americans and first-time home buyers. But all too often, for sale more about the FHA turns the … A new study I … For more informaiton please visit here… Home builder PulteGroup tops 2012 stock winners list … of the performance charts. Pulte shares nearly tripled, buy more about rising 188%, ranking it No. … and Poor's 500-stock index. Pulte, which sells homes under the brands Pulte Homes, Del Webb and Centex, and also has a financial arm that issues home loans to … If you would like more informaiton please visit...
Read MoreI forget my tax number how can i get it?
by paddynapper Question by : I forget my tax number how can i get it? Im is sisa jack im working at ctfm my ID number is 8512295579086 Best answer: Answer by Joe KingIt’s stored in the database of the taxation office. I can find out what yours is but I’ll need all your bank details. Know better? Leave your own answer in the...
Read MoreLEHMAN: Obama's student-loan repayment racket
Wells Fargo Kicking off New Year with Low Mortgage Rates The shorter term 15 year loan deals at the bank start at 2.375% and APR of 2.856%. The 5/1 ARM interest rates at … The best 30 year refinance FHA fixed rate mortgage interest rates can be had for 3.250% carrying an APR of 4.274% today. The best 30 … If you would like more informaiton please visit here… Mortgage Rates: Low Mortgage Rates Stable After Home Price Data Released Today's FHA 30 year fixed mortgage rates are as low as 3.250%, order cure FHA 15 year fixed mortgage interest rates are as low as 2.750% and FHA 5/1 ARM loan rates are as low as 2.500%. Low down payment guidelines and easier credit qualifying make FHA loans … More informaiton please visit here… Mortgage Rates: Low Mortgage Rates Remain Through Christmas Holiday Current FHA 30 year fixed mortgage rates are as low as 3.250%, FHA 15 year fixed mortgage interest rates are as low as 2.750% and FHA 5/1 ARM loan rates are as low as 2.500%. Many home buyers need FHA loans because of the low down payment … If you would like more informaiton please visit here… Question by First time buyer: What is the basic difference between origination fee and discount fee also known as line 801 and 802? I know both will bring down my mortgage rate and both can be called points. I wanted to know what are the advantages and disadvantages of each. I asked this same question to our lender and either they refuse to answer the question or they don’t know the difference. I feel like they are not being honest with me about this matter. Best answer: Answer by happybostonianThe answer is this: both are fees charged by mortgage brokers and lenders. Also, physician mortgage brokers can not charge points/ only lenders can- the term is mistakenly called this. Origination fee is something charged by the broker/lender to pay for administrative fees (processing and the like). Discount fee is something that a broker will charge in order to offset the discount points they are paying… although the regulations are not written as such. Hope this helps you out. Add your own answer in the comments! by Editor B Question by capitman: Is it more difficult to get an FHA loan if the house has vinyl siding? I am planning to sell my home. It has cedar shingle siding which is quite difficult to paint, diagnosis and I am thinking of getting Vinyl siding, viagra but I have heard rumors that the FHA is reluctant to back a mortgage loan on house with vinyl siding. I don’t want to limit any buyer options. Best answer: Answer by StuartFHA loans are made on the basis of the value of the home and the borrower’s ability to repay the loan. Vinyl siding doesn’t necessarily make the home any less valuable, unless it’s really out of character for the neighborhood. – Stuart Add your own answer in the comments! A couple of great apartment constructing pictures I located: One Hundred 4, no rx One Hundred Six, drugs 108 Image by Ed Gaillard Apartment developing awnings, recipe East 81st Street, New York City. For far more residences click right here… Apartments – 257/365, 6/11/10 Image by vpickering Apartment constructing in Chinatown, Washington, D.C. A lot more wonderful homes click here… ten-01-07_0357.jpg Image by labanex Apartment constructing exactly where I live. Biltmore Club apartments in Phoenix, AZ. For a lot more homes click here… LEHMAN: Obama's student-loan repayment racket The letter notified, illness “If proof...
Read MorePay off credit card with fixed home equity draw?
by marsmet526 Question by Brian: Educated guesses about when the FHA 30yr fixed rate will drop and how much? I’m a first time home buyer and I was just preapproved for an FHA loan with a 6.5% rate. Three months ago I was approved for a conventional loan at 6.25%. I’m just wondering when analysists are predicting rates to drop? Best answer: Answer by Natalianot soon the rates are going to go up for the next year unless the government lowers them again Add your own answer in the comments! Question by Cat: How can I refinance from FHA to a conventional loan with little or no money down? Just over 6 months ago, viagra dosage we bought a bank owned property. We’ve put at least 15 grand into fixing it up. I was told that we can switch to conventional with an appraisal that shows our property is worth 20% more as we don’t have cash for closing. Would we not have to pay mortgage insurance if we went conventional and why? I need a little guidance with this. Thanks! Best answer: Answer by MeJoin a credit union and work with them. What do you think? Answer below! Mortgage-Bond Sales Soar on Fed's Refinance Push: Credit Markets The Obama administration fueled additional opportunities for refinancing by pushing Fannie Mae and Freddie Mac at the end of 2011 to expand the Home Affordable Refinance Program, medical or HARP, for borrowers with little or no home equity. Almost 791,000 … If you would like more informaiton please visit here… Taking advantage of the lowest mortgage rates Q I keep hearing about these really low-rate refinance opportunities, but nobody seems to say which bank or mortgage broker is offering them. I have a 15-year fixed rate loan at 4.25 percent. I financed my loan under the Home Affordable Refinance … More informaiton please visit here… Diminished expectations: Oregon politicians try to repair economy, restore … A state agency will conduct a limited test of a program to buy back and refinance underwater mortgages. Still, the …. It's similar to the federal Home Affordable Refinance Plan, the Obama administration response to upside-down mortgages. But HARP is … More informaiton please visit here… Annaly Capital Vs. American Capital Going Into 2013 According to the latest statistics compiled by Mortgage Bankers Association and reported by Bloomberg, sale of Agency MBS reached a three-year high. This was a result of the direct actions from the Fed, which intends to make home ownership affordable. For more informaiton please visit here… Question by Tia: Is it Wisconsin state law to have both spouses on the home loan application? When applying for a home loan in Wisconsin, price is it state law that you and your spouse be on the home loan application. OR can you just apply using just you or your spouse? Best answer: Answer by AndrewATTN: Dear Client, page I am a private registered loan lending firm base in UK, approved We offer short and long term loan. We can be of help to you. if you are interested e-mail or call us now so we can proceed to the next level. Kindly get back to us with the loan amount need, loan duration period,sex,age,annual income, country and phone number. Note: Even if your bank have decided not to offer you a loan because of your bad credit score, we are willing to help you. Awaiting your prompt respond asap. Phone Number:+Tel: 447045713070. Fax Number:+447005931319. Mr Frank Smith. Email: giantloanagency@live.com Add your own answer in the comments! Question by Tricia: DTI 35% calc before or...
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