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by eyewashdesign: A. Golden Question by R S: How do I find out what the current VA mortgage interest rates are? Is there a web site i can check? I’ve just been pre approved for a VA mortgage. I’m only in the looking phase and don’t plan to close til June. How do I find out the average interest rates on VA home loans. I don’t want to find out the last minute my interest rate would be high. I heard you can find them on the VA’s website, medications advice does anyone know the exact link to find it? Best answer: Answer by src50There is no one “rate.” Shop around with different lenders. The VA only insures the loan – they don’t lend. Add your own answer in the comments! Mortgage Co-Signers and Co-Borrowers For home buyers, troche today's tougher mortgage lending standards are serious hurdles that first-time buyers face getting approved for a mortgage. Many may not have a high enough credit score (the median in December for FHA purchase loans was 700) or they … More informaiton please visit here… Tips for the new homebuyer You've probably got some cash saved for a down payment and maybe even recommendations for realty agents from savvy friends. But have you cleared your credit report, hired a tax adviser or weighed FHA financing compared with a conventional mortgage … For more informaiton please visit here… 3 biggest money mistakes first-time buyers make In order to get the best interest rates possible and avoid punitive FHA insurance premiums, homebuyers need a FICO score of at least 740. It can take some time to build up that kind of credit, but there are strategies for doing so, says Steven Bloom, a … For more informaiton please visit here… by eyewashdesign: A. Golden Question by Eric L: Are there any banks that offer second mortgages to homeowners in California, ask that are stating their income? I am a loan officer in California looking for a bank to send a second mortgage too. I am having trouble finding a home for a second mortgage. Here is the scenario: 750 FICO 70% LTV Stated Income Please help me find a home for this loan… THANKS! Best answer: Answer by dtemple1983Nobody does stated loans anymore. Forge some rental contracts and get some BS bank statements. What do you think? Answer below! Old-Line Tax Planning Techniques Still Work “The legislation could have just as easily been limited to adjustments in income tax rates, health and few were willing to bet on Congress.” As a result of the American Taxpayer Relief Act of 2012 the … “These include planning techniques such as short … For more informaiton please visit here… Credit Suisse Group Management Discusses Q4 2012 Results – Earnings Call … [indiscernible] impact on net interest income from lower rates was offset by growth in both deposits and loan volumes, ask resulting in an increase about CHF 70 million in reported net interest income for 2012. On the right, the slide demonstrates the … If you would like more informaiton please visit here… Golub's CEO Discusses F1 Q13 Restuls – Earnings Call Transcript Let me describe briefly the reason for the $ 0.01 per share difference or the $ 300,000 difference between net investment income and net income for the three months ended December 31, 2012. …. For fixed rate loans, it would be the stated fixed rate. As … More informaiton please visit...
Read MoreAre there any banks that offer second mortgages to homeowners in California, that are stating their income?
by eyewashdesign: A. Golden Question by R S: How do I find out what the current VA mortgage interest rates are? Is there a web site i can check? I’ve just been pre approved for a VA mortgage. I’m only in the looking phase and don’t plan to close til June. How do I find out the average interest rates on VA home loans. I don’t want to find out the last minute my interest rate would be high. I heard you can find them on the VA’s website, medications advice does anyone know the exact link to find it? Best answer: Answer by src50There is no one “rate.” Shop around with different lenders. The VA only insures the loan – they don’t lend. Add your own answer in the comments! Mortgage Co-Signers and Co-Borrowers For home buyers, troche today's tougher mortgage lending standards are serious hurdles that first-time buyers face getting approved for a mortgage. Many may not have a high enough credit score (the median in December for FHA purchase loans was 700) or they … More informaiton please visit here… Tips for the new homebuyer You've probably got some cash saved for a down payment and maybe even recommendations for realty agents from savvy friends. But have you cleared your credit report, hired a tax adviser or weighed FHA financing compared with a conventional mortgage … For more informaiton please visit here… 3 biggest money mistakes first-time buyers make In order to get the best interest rates possible and avoid punitive FHA insurance premiums, homebuyers need a FICO score of at least 740. It can take some time to build up that kind of credit, but there are strategies for doing so, says Steven Bloom, a … For more informaiton please visit here… by eyewashdesign: A. Golden Question by Eric L: Are there any banks that offer second mortgages to homeowners in California, ask that are stating their income? I am a loan officer in California looking for a bank to send a second mortgage too. I am having trouble finding a home for a second mortgage. Here is the scenario: 750 FICO 70% LTV Stated Income Please help me find a home for this loan… THANKS! Best answer: Answer by dtemple1983Nobody does stated loans anymore. Forge some rental contracts and get some BS bank statements. What do you think? Answer...
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Stated Income Loans: Now Available? In Florida, cheapest you ne?d to find ju?t the right pers?n who knows h?w to get the best stated income self employed loans possible. If y?u are a self-empl?yed borrower in Flor?da then you wi?l have your own set of issu?s getting a mortg?ge that other peop?e may not have. One of ?ur professional Florida mortgage specialists can help you with ?our stated income ?oan and get ?ou the house that you have ?our eye on. Don’t let the fact that you ?on’t have a W2 job and that your loan will be paid ?ff using self ?mployment fund stop ?ou from getting ?nto the home ?f your dreams. Stat?d income mortgage loans are making ? slow comeback and it is ? good thing. The lending regulations ?n our opinion were over-tightened. Now, y?u have legitimate ?elf employed borrowers who cannot get ? loan. That ?s a problem which needs to be fixed. If ?ou are not ?oing to bring ?tated income loans back in Stated Income Loans full force, then the full documentation guidelines need to change for self employed borrowers. They should use the gross ?ncome (or somewhere ?bove the net) ?n the tax returns for qualification ?urposes. Salaried borrowers ?re showing gross ?ncome before tax ?eductions and so should self employed borr?wers. Stated income mortgage ?oans – A ?tated income mortgage ?oan was designed for borrowers who ?an’t verify their ?ncome with traditional ?ncome documentation, typically these borrowers are ?elf-employed or work for tips have s?asonal employment or work on commission. A stated income m?rtgage loan is ? good option ?f you would have difficulty proving ?our income The income that you state on the m?rtgage application must be average in ?our occupation and a?sets are generally verified. This means that if you ?re a waitress ?nd you say ?ou make $10,000 ? month it may raise some e?ebrows in underwriting. A problem presented it?elf because loan modifi?ation companies were charging homeowners upfront f?es to begin working on these modific?tions. The fact ?s that too m?ny consumers were ?n financial distress and requesting modifications and certain loan modification companies did n?t have enough personnel on staff to handle all ?f their clients. As a result, th?y were unable to complete as many modifications as there were requests f?r modifications. The governm?nt of California step?ed in and wrote new loan modification regulations that stat?d it would be unlawful to char?e upfront fees ?f anyone in foreclosure requesting to chan?e the terms ?f their loan 100% LTV – r?duced documentation programs were designed by “profiling” borrower types. The t?pical profile of ? stated income a?plicant was a b?rrower with irregular income because he/she e?rned seasonal or c?mmission income, and was typically self-employed. Appl?cants were qualified u?ing their “stated “ annual income for the previous two years. Loans were underwritten and closed under this honor sy?tem, as lenders typ?cally did not verify a borrower’s st?ted earnings with the IRS. Stated in?ome was also ext?nded to wage earners at 100% LTV with FICO min?mums set as ?ow as 580. Primary, se?ond, and non-owner...
Read MoreCritics Slam S&P For Deflection On US Fraud Claims
Question by corina79: How do I refinance my home with slightly bad credit? We have to refinance our home by January or face a balloon payment. Our credit is not the best and we have had some late house payments. We do however have wonderful credit through our credit unoin and have never been late with any loans through them(car and camper payments and a past loan).They do not handle conventional home loans though. Our bad credit is mostly medical debit. Does anyone know of a place that will work with people in our situation? We don’t want to lose our home. Best answer: Answer by Use Your NoodleGo talk to a mortgage broker and see if they can find you a lender. What do you think? Answer below! Critics Slam S&P For Deflection On US Fraud Claims Standard & Poor's news release responding to the government's lawsuit over its mortgage-bond grades complained that the ratings company is being sued for “not predicting full magnitude of housing downturn despite failure of virtually everyone to do so … If you would like more informaiton please visit here… Uganda missing out on new business in Somalia… There was no way such a big number of ships would sit like ducks on the open waters without being scared of attacks from the militant al Shabaab. Peace is on the horizon … Daahabshil, page across the city. It is through this outlet that Somalis in the … For more informaiton please visit here… Roger Lenk files new lawsuits against Pasco One lawsuit claims Lenk submitted a document request related to the proposed regional aquatic center on Jan. 23, hospital but received no response from the city. Lenk said in court documents that he instead received a response from the … although no such … If you would like more informaiton please visit...
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Manti Te'o's Fake Girlfriend Also Pursued Louisville Guard Peyton Siva The Manti Te'o, viagra sale visit this Lennay Kekua, site Ronaiah Tuiasosopo love triangle – or I suppose whatever you want to fake label a two-sided shape for this instance because one of those three sides to the triangle doesn't exist – just took another turn down insane avenue. For more informaiton please visit here… Siva scores 1000 as Cards roll USF Siva got those 13 points in the first half against USF. He was 5 of 6 shooting, ed including three three-pointers, with a rebound, an assist and two steals in 17 minutes the first half. Siva continued to play well in the second half as well. He finished … If you would like more informaiton please visit here… Morning tipoff: Peyton Siva's in foul trouble Saturday's game against Syracuse doesn't start until 4 p.m., but would you really be surprised if I told you Peyton Siva just picked up his second fouls? Siva has picked up at least four fouls in four of the Cards last six games and fouled out two of … If you would like more informaiton please visit...
Read MoreWho is the best company to get a home loan through with bad credit?
Some cool condominium images: Fotoloco The Alexandra Condominium Halloween Party by Ortigas and Firm 002 Image by FOTOLOCO! Fotoloco photo booth photographs @ The Alexandra Condominium Halloween Celebration | Ortigas & Firm | Viridian in Greenhills | All-you-want photo prints from Fotoloco photo booth Much more great homes click here… Fotoloco The Alexandra Condominium Halloween Celebration by Ortigas and Company 031 Image by FOTOLOCO! Fotoloco photo booth photos @ The Alexandra Condominium Halloween Celebration | Ortigas & Firm | Viridian in Greenhills | All-you-want photo prints from Fotoloco photo booth For far more houses click here… Question by Jessie: Who is the best company to get a home loan through with bad credit? I have pretty bad credit and I need a home loan, prostate but I don’t want to get screwed.. does anyone know who I should go with? Best answer: Answer by jamesnbarnesDefine “bad”? I would go to www.communityempower.com and enroll in their program ($ 99 I think) and have them assist you with repairing your credit. Loans for people with truly bad credit (580 or less Credit Score) are hard to get now with over 80 major lenders going out of business since December (see www.lenderimplode.com) making the choice of lenders who handle “B” paper loans very limited for the mortgage broker/banker. The most forgiving loan is an FHA loan. Find a good lender and ask them to qualify you for an FHA loan. A good Realtor can help you find a competent lender in your area. If your credit is bad because of a one time circumstance like divorce, physician loss of job, accident, death of a spouse, etc., you can probably get a loan with a normal rate (6.25% or so). Give your answer to this question...
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