What is the government programs for first time home buyers with low income in Alabama?
by eyewashdesign: A. Golden Question by Bianca P: What is the government programs for first time home buyers with low income in Alabama? I’m interested in purchasing a home for the first time and I’m hearing there’s many options for low income first time home buyers. I just would like to know what are the steps and who to talk with first. I’m in an apartment and I want out so I need a house ASAP. Best answer: Answer by BillMost of the government programs have expired but you can check with HUD or Pathways to see if you qualify. Add your own answer in the...
Read MoreQ&A: When a possible employer does a credit check does your score take a “hit”?
Question by chas: When a possible employer does a credit check does your score take a “hit”? I want to know because 3 places just did a credit check after I interviewed and I will be trying to get pre-approved for a home loan soon. Best answer: Answer by odisho68no it’s just a check…there’s nothing they can do with your credit score so don’t worry about that Add your own answer in the comments!
Read MoreRequirements for USDA home loans may alter
Fed's jobs program: Doomed to fail If you've tried lately to refinance your home or get a home equity loan you know what I mean. Banks don't need to … doing the opposite. We're firing teachers and squeezing 30 kids into K-12 classrooms, viagra buy website defunding job training programs and reducing … For more informaiton please visit here… Stories in Friday's edition John Kerry, viagra dosage who unsuccessfully sought the presidency in 2004 and has pined for the job of America's top diplomat, vaults to the head of President Barack Obama's short list of secretary of state candidates after U.N. Ambassador Susan Rice suddenly … More informaiton please visit here… Near-zero interest rates might sound great, but banks aren't allowing many … If you've tried lately to refinance your home or get a home equity loan you know what I mean. Banks don't need to … doing the opposite. We're firing teachers and squeezing 30 kids into K-12 classrooms, defunding job training programs and reducing … More informaiton please visit here… by marsmet451 Question by chaoxiubao: For a BB sales and trading interview, ampoule what’s a good way to catch up on what’s been happening to the economy? I have not been actively following the markets as I should have been. I need a good summary source that describes why our economy is having such trouble after subprime mortgage crisis, where it’s headed, how it got there. Thanks Best answer: Answer by jkurz2008Whew boy. You could be in trouble if your interviewer wants to know if you’re up to speed. I should note, however, that if you’re not up to speed, I don’t think you’re a good S&T candidate. What kind of trader doesn’t know what’s going on in the markets? Time is not an excuse. You just need to read the coverage in the WSJ. Most of their articles over the last few days have dived into the fundementals. Also check out the Wiki on the subprime crisis: http://en.wikipedia.org/wiki/Subprime_crisis Overall, you just need to start absorbing the news and parsing what you don’t understand, and fast. Add your own answer in the comments! Question by warmkatladycat: Mortgage/Refinance professionals Can you answer this? My husband and I are eligible for a HARP 2 Refinance, find however we are finding that lenders are capping the LTV at 125%. This does not seem fair as it says there are no LTV’s on the Making Home Affordable website. Why is that? We have a home value (by Fannie Mae) of 173, stomach 600 and owe about 248,000 (over the 125%). Any lenders in Chicago area that are willing to do that loan? I have been doing research and have made a few phone calls to no avail. Any advice would be appreciated. I do not want to deal with my current servicer as they are no good…Green Tree…I already called them and they have a cap of 125% as well. Besides that, they are HORRIBLE! Best answer: Answer by skrLTV is not capped. It is now unlimited If you have Fannie you can do a Fannie DU Plus if you choose another lender try Wells Fargo Add your own answer in the comments! Requirements for USDA home loans may alter Kirchhoff said the USDA offers direct loans and guaranteed loans, abortion and both play an important role in helping very low income and low income families qualify for housing. These loans are 100 percent financed and require no down payment. Individual … For more informaiton please visit here… Low-Income Residents can now Purchase a "Home for the Holiday" The Hope VI...
Read MoreCan I transfer an existing home equity loan, attached to my current residence to a new residence?
Question by Navid H: Is it possible to somehow transfer my current mortgage to another house? I need to move in about 6 months, this pharmacy but my current mortgage has a nice 5.1% rate. If I sell my current house and buy a new house, approved ed I’d be in the 7% range, shop which means I have to get a smaller house. Is there any options for me to keep this rate somehow? I know there are portable mortgages out there (etrade has one) that let you transfer your mortgage to another house, but I don’t have this kind of mortgage. Should I maybe keep this house and rent it out and just rent a place? Any other suggestions? Best answer: Answer by TreesyUnfortunately, your mortgage is tied to that property. If the lien isn’t released (mortgage company won’t release their security if the loan isn’t paid off. It would go from a loan secured by a home to an unsecured loan… basically a glorified VISA card.), the people who buy the house will have a lien on their property for a loan they aren’t even responsible for. I would suggest talking to a Mortgage Loan officer to discuss your options. There is no charge to do this (if they try to charge you, go somewhere else.) I suggest asking credit unions if they do mortgages. They won’t try to scam you. If you can afford to keep the place as a rental, that might be a good idea. Give your answer to this question below! Question by John H: How can i lower my mortgage payments without refinancing? I heard from a friend that Obama came up with a new plan, medical anyone know what that is? Whats the right way to go to lower my payments? Best answer: Answer by versantlycontact your mortgage lender for more info. Give your answer to this question below! A handful of nice castle photos I discovered: Castle siege Image by Matija Grguric Castle siege entry for Classic Castle Colossal Contest VI in 2008. Contest entry consists of 3 images. Rather of taking 3 photos of the exact same MOC, erectile I decided to make a tiny story out of it in 3 scenes. It is nonetheless the same MOC, troche but each and every time a bit modified. Much more excellent homes click right here… Castle siege Image by Matija Grguric Castle siege entry for Traditional Castle Colossal Contest VI in 2008. Contest entry consists of 3 photographs. Instead of taking 3 pictures of the identical MOC, diagnosis I decided to make a tiny story out of it in 3 scenes. It is still the exact same MOC, but each time a bit modified. If you would like to see more properties click here… by sillydog Question by NWFC: Can I transfer an existing home equity loan, sildenafil attached to my current residence to a new residence? I took a home equity loan out a while ago and in this market, my equity has dropped considerably. If I were to sell my home, I could pay off my 1st mortgage, but I’d still have a balance of about $ 30,000-$ 50,000 on the 2nd mortgage. Do lenders transfer 2nd mortgages to a new home? Best answer: Answer by Leo FSorry but that’s not going to happen, that 2nd mtg is secured by the current home and they do not transfer Mtg from one house to another. Give your answer to this question...
Read MoreQ&A: what happens if you foreclose and you have a home equity loan on the property?
A few nice chateau images I discovered: Chateau d’Ussé Image by Spiterman Chateau de la belle au bois dormant Much more wonderful homes click right here… by Steel Wool Question by grdnoviz: is it possible to get an interest only for stated income/assets on an investment property? I know the rate will be high, remedy but I want to know if anyone does that. Best answer: Answer by ironman_bmfcThe problem you are going to run into is the fact of it being an investment property. They are out there, ed but the rate is not wonderful. There are a few things that would help me to answer your question. Why do you need to do it as an investment instead of a second home? Are you self employed, or w-2’d? How long are you planning on keeping the property? Why do you need to go stated? What is your credit like? Do you need to finance the entire purchase, or do you have some money down? Going I/O SISA is not a problem if it is a primary residence or a second home. If the investment property is far enough away from your primary residence then you can, and should finance it as a second home. You have options on what you can do in this situation, feel free to e-mail me and I can give you some ideas. Know better? Leave your own answer in the comments! by Chris Devers Question by MDrape: Looking for a LEGAL Loan Modification Affiliate Program? I am a Loan Modification/Loss Mitigation Professional looking for a LEGAL loan modification affiliate program. I live in FL. I have tons of leads ready to go. I am open to a referral program or a hands on approach. Please answer or email me. Thank you! Best answer: Answer by Michael ThomasWell you could always go to Google when looking for an affiliate program! Simply type the product in quotes with the words “affiliate program” in it like this: “loan modification – affiliate program” This particular search brings up 94, order 000 search results. You can be more broad for a more narrow responce… Best of luck to you! 😉 Cheers, Mike What do you think? Answer below! Question by pinkpink: Who can give me a lower mortgage interest rate and monthly payments in Austin? Assuming the credit rate is excellent and falls under high income. Also the house price would be under 300k. If there are any mortgage lenders, sales could you suggest what is the current interest rate that you could estimate? Thank you. Best answer: Answer by Noneyahow much money are you putting down and what terms do you want, sale 30 year fixed, 15 year fixed, FHA/VA, conventional or USDA? Know better? Leave your own answer in the comments! by Center for American Progress Question by emeral123: what happens if you foreclose and you have a home equity loan on the property? what could happen to you if you foreclose on a property and have a heloc on the property. it is in arizona, more about would i owe the money still to the home equity loan company, Best answer: Answer by CTyou have to pay it back. What do you think? Answer...
Read Moreis it possible to get an interest only for stated income/assets on an investment property?
A few nice chateau images I discovered: Chateau d’Ussé Image by Spiterman Chateau de la belle au bois dormant Much more wonderful homes click right here… by Steel Wool Question by grdnoviz: is it possible to get an interest only for stated income/assets on an investment property? I know the rate will be high, remedy but I want to know if anyone does that. Best answer: Answer by ironman_bmfcThe problem you are going to run into is the fact of it being an investment property. They are out there, ed but the rate is not wonderful. There are a few things that would help me to answer your question. Why do you need to do it as an investment instead of a second home? Are you self employed, or w-2’d? How long are you planning on keeping the property? Why do you need to go stated? What is your credit like? Do you need to finance the entire purchase, or do you have some money down? Going I/O SISA is not a problem if it is a primary residence or a second home. If the investment property is far enough away from your primary residence then you can, and should finance it as a second home. You have options on what you can do in this situation, feel free to e-mail me and I can give you some ideas. Know better? Leave your own answer in the...
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