Stated Income Loans

Everything you need to know about Stated Income Loans in 2011.

I forget my tax number how can i get it?

on Nov 29, 2024 in Stated Income Loans | 2 comments

by paddynapper Question by : I forget my tax number how can i get it? Im is sisa jack im working at ctfm my ID number is 8512295579086 Best answer: Answer by Joe KingIt’s stored in the database of the taxation office. I can find out what yours is but I’ll need all your bank details. Know better? Leave your own answer in the...

Read More

[F1 News:]Commercial Real Estate Loan Methods – The Price of Using Stated Income

on Nov 29, 2024 in Stated Income Loans | Comments Off on [F1 News:]Commercial Real Estate Loan Methods – The Price of Using Stated Income

by SS&SS Question by C o n f u c i a n: How does a refinancing loan work on an FHA mortgage? I have an FHA loan for $ 25, viagra sale illness 000……House is worth much more, link hospital especially after the repairs we did. House sold at least 3 different times between 1995 and 2006 for approximately $ 100, ambulance 000. I am guessing it is at least appraised for $ 65,000 right now…. I still have 29 years left on the mortgage. How does refinancing work (what kind of loan would I get in $ terms), and what do I need to get approved? Best answer: Answer by loanmasteroneThe equity you might have accumulated in the property would depend on if you are able to apply for and be approved for a refinance on your home. Primarily you would go through the same process as you did when you first purchased your home. You would have to find a FHA mortgage lender and apply for a refinance of your property through. You might inquire of this FHA mortgage lender about the FHA streamline refinance program. You would still get your refinance, however, there is less paperwork and perhaps an appraisal report might not be required. Normally on a refinance you would able to refinance for a maximum of 80% of the appraised value of the property. If you think the property would be valued at $ 65,000 then 80% would be approximately $ 52,000. After paying off your current mortgage you would see approximately $ 27,000 in your hand minus points and fees that would be charged for the mortgage loan refinance. There might be a provision that would not allow you to cash out for more than you paid for the house a year ago. You might be able to pay off any consumer or credit card through this refinance or you might be able to purchase a large ticket item for you house. Ask the mortgage loan officer for cash out requirements that might apply for your refinance and see if there are any restrictions. I hope this has been of some benefit to you, good luck. “FIGHT ON” Add your own answer in the comments! A handful of great large home pictures I discovered: Large Home Construction Season in Ann Arbor, viagra 40mg Michigan Image by cseeman Walking about Ann Arbor nowadays…oh the cranes and operate! For much more houses click right here… Question by Lilo Silver: Does FHA require the seller to make repairs from the appraisal? I just had an FHA appraisal that noted two items that needed to be remedied. 1. Install a cook top 2. Fix dented siding (there may have been some dry rot) I am under the impression that the seller is required to make these repairs at their expense. In other words, medical the seller is not allowed to accept an FHA loan without these type of items being fixed. Am I misinformed? Best answer: Answer by MikeNot exactly, The seller doesnt have to make any repairs if he doesnt want to. Its not that the seller cannot except your FHA loan, the FHA loan will not let you buy that house if the repairs are not made. Know better? Leave your own answer in the comments! by Matt Callow Commercial Real Estate Loan Methods – The Price of Using Stated Income Article by Stephen Wells If you would like more informaiton please visit here… CEM Commercial, sales a division of CEMLending.com, buy information pills interviews one of their many capital sources which will do...

Read More

LEHMAN: Obama's student-loan repayment racket

on Nov 28, 2024 in Stated Income Loans | Comments Off on LEHMAN: Obama's student-loan repayment racket

Wells Fargo Kicking off New Year with Low Mortgage Rates The shorter term 15 year loan deals at the bank start at 2.375% and APR of 2.856%. The 5/1 ARM interest rates at … The best 30 year refinance FHA fixed rate mortgage interest rates can be had for 3.250% carrying an APR of 4.274% today. The best 30 … If you would like more informaiton please visit here… Mortgage Rates: Low Mortgage Rates Stable After Home Price Data Released Today's FHA 30 year fixed mortgage rates are as low as 3.250%, order cure FHA 15 year fixed mortgage interest rates are as low as 2.750% and FHA 5/1 ARM loan rates are as low as 2.500%. Low down payment guidelines and easier credit qualifying make FHA loans … More informaiton please visit here… Mortgage Rates: Low Mortgage Rates Remain Through Christmas Holiday Current FHA 30 year fixed mortgage rates are as low as 3.250%, FHA 15 year fixed mortgage interest rates are as low as 2.750% and FHA 5/1 ARM loan rates are as low as 2.500%. Many home buyers need FHA loans because of the low down payment … If you would like more informaiton please visit here… Question by First time buyer: What is the basic difference between origination fee and discount fee also known as line 801 and 802? I know both will bring down my mortgage rate and both can be called points. I wanted to know what are the advantages and disadvantages of each. I asked this same question to our lender and either they refuse to answer the question or they don’t know the difference. I feel like they are not being honest with me about this matter. Best answer: Answer by happybostonianThe answer is this: both are fees charged by mortgage brokers and lenders. Also, physician mortgage brokers can not charge points/ only lenders can- the term is mistakenly called this. Origination fee is something charged by the broker/lender to pay for administrative fees (processing and the like). Discount fee is something that a broker will charge in order to offset the discount points they are paying… although the regulations are not written as such. Hope this helps you out. Add your own answer in the comments! by Editor B Question by capitman: Is it more difficult to get an FHA loan if the house has vinyl siding? I am planning to sell my home. It has cedar shingle siding which is quite difficult to paint, diagnosis and I am thinking of getting Vinyl siding, viagra but I have heard rumors that the FHA is reluctant to back a mortgage loan on house with vinyl siding. I don’t want to limit any buyer options. Best answer: Answer by StuartFHA loans are made on the basis of the value of the home and the borrower’s ability to repay the loan. Vinyl siding doesn’t necessarily make the home any less valuable, unless it’s really out of character for the neighborhood. – Stuart Add your own answer in the comments! A couple of great apartment constructing pictures I located: One Hundred 4, no rx One Hundred Six, drugs 108 Image by Ed Gaillard Apartment developing awnings, recipe East 81st Street, New York City. For far more residences click right here… Apartments – 257/365, 6/11/10 Image by vpickering Apartment constructing in Chinatown, Washington, D.C. A lot more wonderful homes click here… ten-01-07_0357.jpg Image by labanex Apartment constructing exactly where I live. Biltmore Club apartments in Phoenix, AZ. For a lot more homes click here… LEHMAN: Obama's student-loan repayment racket The letter notified, illness “If proof...

Read More

Pay off credit card with fixed home equity draw?

on Nov 27, 2024 in Stated Income Loans | Comments Off on Pay off credit card with fixed home equity draw?

by marsmet526 Question by Brian: Educated guesses about when the FHA 30yr fixed rate will drop and how much? I’m a first time home buyer and I was just preapproved for an FHA loan with a 6.5% rate. Three months ago I was approved for a conventional loan at 6.25%. I’m just wondering when analysists are predicting rates to drop? Best answer: Answer by Natalianot soon the rates are going to go up for the next year unless the government lowers them again Add your own answer in the comments! Question by Cat: How can I refinance from FHA to a conventional loan with little or no money down? Just over 6 months ago, viagra dosage we bought a bank owned property. We’ve put at least 15 grand into fixing it up. I was told that we can switch to conventional with an appraisal that shows our property is worth 20% more as we don’t have cash for closing. Would we not have to pay mortgage insurance if we went conventional and why? I need a little guidance with this. Thanks! Best answer: Answer by MeJoin a credit union and work with them. What do you think? Answer below! Mortgage-Bond Sales Soar on Fed's Refinance Push: Credit Markets The Obama administration fueled additional opportunities for refinancing by pushing Fannie Mae and Freddie Mac at the end of 2011 to expand the Home Affordable Refinance Program, medical or HARP, for borrowers with little or no home equity. Almost 791,000 … If you would like more informaiton please visit here… Taking advantage of the lowest mortgage rates Q I keep hearing about these really low-rate refinance opportunities, but nobody seems to say which bank or mortgage broker is offering them. I have a 15-year fixed rate loan at 4.25 percent. I financed my loan under the Home Affordable Refinance … More informaiton please visit here… Diminished expectations: Oregon politicians try to repair economy, restore … A state agency will conduct a limited test of a program to buy back and refinance underwater mortgages. Still, the …. It's similar to the federal Home Affordable Refinance Plan, the Obama administration response to upside-down mortgages. But HARP is … More informaiton please visit here… Annaly Capital Vs. American Capital Going Into 2013 According to the latest statistics compiled by Mortgage Bankers Association and reported by Bloomberg, sale of Agency MBS reached a three-year high. This was a result of the direct actions from the Fed, which intends to make home ownership affordable. For more informaiton please visit here… Question by Tia: Is it Wisconsin state law to have both spouses on the home loan application? When applying for a home loan in Wisconsin, price is it state law that you and your spouse be on the home loan application. OR can you just apply using just you or your spouse? Best answer: Answer by AndrewATTN: Dear Client, page I am a private registered loan lending firm base in UK, approved We offer short and long term loan. We can be of help to you. if you are interested e-mail or call us now so we can proceed to the next level. Kindly get back to us with the loan amount need, loan duration period,sex,age,annual income, country and phone number. Note: Even if your bank have decided not to offer you a loan because of your bad credit score, we are willing to help you. Awaiting your prompt respond asap. Phone Number:+Tel: 447045713070. Fax Number:+447005931319. Mr Frank Smith. Email: giantloanagency@live.com Add your own answer in the comments! Question by Tricia: DTI 35% calc before or...

Read More

Q&A: Is it Wisconsin state law to have both spouses on the home loan application?

on Nov 25, 2024 in Stated Income Loans | Comments Off on Q&A: Is it Wisconsin state law to have both spouses on the home loan application?

by marsmet526 Question by Brian: Educated guesses about when the FHA 30yr fixed rate will drop and how much? I’m a first time home buyer and I was just preapproved for an FHA loan with a 6.5% rate. Three months ago I was approved for a conventional loan at 6.25%. I’m just wondering when analysists are predicting rates to drop? Best answer: Answer by Natalianot soon the rates are going to go up for the next year unless the government lowers them again Add your own answer in the comments! Question by Cat: How can I refinance from FHA to a conventional loan with little or no money down? Just over 6 months ago, viagra dosage we bought a bank owned property. We’ve put at least 15 grand into fixing it up. I was told that we can switch to conventional with an appraisal that shows our property is worth 20% more as we don’t have cash for closing. Would we not have to pay mortgage insurance if we went conventional and why? I need a little guidance with this. Thanks! Best answer: Answer by MeJoin a credit union and work with them. What do you think? Answer below! Mortgage-Bond Sales Soar on Fed's Refinance Push: Credit Markets The Obama administration fueled additional opportunities for refinancing by pushing Fannie Mae and Freddie Mac at the end of 2011 to expand the Home Affordable Refinance Program, medical or HARP, for borrowers with little or no home equity. Almost 791,000 … If you would like more informaiton please visit here… Taking advantage of the lowest mortgage rates Q I keep hearing about these really low-rate refinance opportunities, but nobody seems to say which bank or mortgage broker is offering them. I have a 15-year fixed rate loan at 4.25 percent. I financed my loan under the Home Affordable Refinance … More informaiton please visit here… Diminished expectations: Oregon politicians try to repair economy, restore … A state agency will conduct a limited test of a program to buy back and refinance underwater mortgages. Still, the …. It's similar to the federal Home Affordable Refinance Plan, the Obama administration response to upside-down mortgages. But HARP is … More informaiton please visit here… Annaly Capital Vs. American Capital Going Into 2013 According to the latest statistics compiled by Mortgage Bankers Association and reported by Bloomberg, sale of Agency MBS reached a three-year high. This was a result of the direct actions from the Fed, which intends to make home ownership affordable. For more informaiton please visit here… Question by Tia: Is it Wisconsin state law to have both spouses on the home loan application? When applying for a home loan in Wisconsin, price is it state law that you and your spouse be on the home loan application. OR can you just apply using just you or your spouse? Best answer: Answer by AndrewATTN: Dear Client, page I am a private registered loan lending firm base in UK, approved We offer short and long term loan. We can be of help to you. if you are interested e-mail or call us now so we can proceed to the next level. Kindly get back to us with the loan amount need, loan duration period,sex,age,annual income, country and phone number. Note: Even if your bank have decided not to offer you a loan because of your bad credit score, we are willing to help you. Awaiting your prompt respond asap. Phone Number:+Tel: 447045713070. Fax Number:+447005931319. Mr Frank Smith. Email: giantloanagency@live.com Add your own answer in the...

Read More

Can someone be charged taxes for the remaining balance of an unpaid loan?

on Nov 24, 2024 in Stated Income Loans | 3 comments

Examine out these chateau pictures: Saumur château and town, buy information pills physician France (panoramic shot) Image by Cathedral City Manual A panoramic shot of the historic town of Saumur in the Anjou area of France. The château (castle) of Saumur is on the left and the River Loire runs across the image. Cathedral City Manual visited Saumur on a day trip from the cathedral city of Angers. If you would like to see a lot more homes click right here… Question by nfl fan: Can someone be charged taxes for the remaining balance of an unpaid loan? Does the IRS tax outstanding balances on an unpaid loan as income. I had to claim a short term loss on my taxes since I was unable to get the money back from loan to a friend that was notarized by the bank with a promissory note. Will the IRS tax this person for the unpaid balance of the loan? Will they look as the unpaid balance as earned income? Best answer: Answer by Quick AnswersIt would never be earned income. Technically it is unearned income, story but since you are not a bank, viagra approved the IRS probably won’t add it to their total income. Know better? Leave your own answer in the...

Read More