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Question by mother of 3: What is the best type of construction loan/permanent financing? My husband and I are 30 and 31 and have 3 kids. We’ve owned our home for 7 yrs and owe 65K plus a 40K equity line. We have no other debt except our 2 car loans. Our house is now worth at least 130K as is. We are having plans drawn up to add a second floor with our own money but would like to know the best place to get a construction/permanent financing loan for the addition. Our credit scores are 787 and 740 and my husband makes 65K a year and I make about 30K working from home. I’ve heard some online banks have great rates or would it be better to go with our mortage co. (WAMU) or the credit union we have our 2 car loans and equity line from? **Plus, there buy more about my husband is a General Contractor and will be doing most of the work himself. Will that affect the payouts? Thanks! Best answer: Answer by ccccccccdddddgggggrrrrwwwsszcvbn………. What do you think? Answer below! Special Report: The music banker's big score Complicating Omidvar's business is a bitter rivalry with the financier who introduced the "Bowie Bond, advice " the 1997 deal in which rocker David Bowie raised $ 55 million by selling debt backed by his future royalties. Omidvar and that financier, stomach … After … If you would like more informaiton please visit here… Indiana Business Bancorp Reports Third Quarter Results Net income for 2011 does not reflect a similar credit because the period ended December 31, viagra 40mg 2011 was the first reporting period in which the company satisfied accounting rules for tax benefit recognition. Net income before the tax benefit was $ 116,367 … More informaiton please visit...
Read MoreQ&A: What is the difference between streamline refinance vs regular refinance on fha loan?
Question by gmoney: What is the difference between streamline refinance vs regular refinance on fha loan? My husband and I were recently married, dosage link we are in the process of trying to refinance our home. We wanted to know the pros/cons of streamline refinance. We are also wanting to add me to house loan to see if added income helps with rate? I am getting the impression they (wells fargo) is wanting us to do regular refinance. They said it is a standard 3800 no matter where we go or what we do. Any others know anything about either? Best answer: Answer by Caveat EmptorThe FHA Streamline refi option is available to those with existing FHA loans in good standing. The conditions are that you can refi for the existing loan balance only (no cash out) and the new loan payment must be lower than the current payment. It is “streamlined” because there is no requirement for a new appraisal and no LTV requirement. The closing costs can be paid in cash or folded into the new loan balance. Give your answer to this question...
Read MoreCan I use my car toward down payment on a home?
by bill barber Question by Shiloh: Can I use my car toward down payment on a home? I have a few thousand left that I need for my down payment on a home loan. My car is paid off and is worth more than what I even need. Will a lender use my car’s value toward the down payment if I let them put a lien on it. Best answer: Answer by Quick AnswersNo. They’d expect you to sell it and use the cash. Know better? Leave your own answer in the...
Read MoreCan I use a home equity loan to finance a down payment on a second house?
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