Good Apartment Building photos
by sierraromeo [sarah-ji] Question by CuriousOne: What’s the best way to find a mortgage after bankruptcy? I claimed bankruptcy about 4 years ago and am not ready to purchase a home. What web sites or mortgage lenders should I target to obtain a loan? What should I expect as far as interest rates and fees? Best answer: Answer by KuteKabooseIf it has been 4 years since your bankrupcy and IF your credit score is now good you won’t be penalized and should have the interest rate that corresponds with your current credit score. If your credit score is not great than consult a mortgage broker or banker and ask for free advice to help bring your credit score up. Many times within 6 months to a year you can have your credit score back up. DO NOT go to online lenders. Go to local banks and mortgage brokers. Ask around from friends and family for referrals. Local lenders have great first time home buyers programs and other programs that are fabulous. I am a Realtor and have a ton of bad experiences with clients who have went with online brokers. And don’t try to purchase a home without a Realtor. They offer a lot of knowledge and help. They are a free service to you the buyer. Give your answer to this question below! Question by schlum l: Do you need to be upside down to some degree to qualify for a freddie harp 2 loan? what percentage would you need to be to qualify? Best answer: Answer by BobYou do not need to be at all upside down to qualify for a Freddie HARP 2 loan. If your LTV is 80% or less, price you may qualify for conventional financing or HARP, help and you should compare rates and terms for to see which is best for your situation. Most HARP loans will not require an appraisal, case so your costs can be lower and your processing time quicker. The HARP program has no minimum or maximum LTV requirements, but many lenders have their own additional requirements. Many lenders are choosing to limit LTV to 105%, and the lender I work for has a limit of 150%. If your lender can’t help you should shop around for one who will. http://www.fhfa.gov/webfiles/22723/HARP%20release%20102411QandA%20Final.pdf What do you think? Answer below! Question by inquisitor: How (& where) to lock in an interest rate for new home purchase? (I have 800+ FICO)? I have AAAA credit and am prequalified for an FHA loan already – but the mortgage broker says the rate is not locked in (until I choose a property/deal). Who has he best deals and how can I lock in a rate before I choose a house (it may take a month for me to find a house)? Best answer: Answer by lepr0kanMany lenders requires a property before you can lock. Actually all of the ones I work with except for Wells Fargo Wholesale requires a property, cheap so see if your broker works with them. Remember that if you are trying for a long term lock of 60-90 days your rate is not going to be that great (the longer the lock the higher the interest rate). I suggest having a broker lock it in currently with one lender at 90 days (that’s usually the longest lock) and then if the market has improved when you are ready to purchase you may be able to get a better rate and the broker can then lock at a different lender. THis is the great thing about using a broker and not...
Read MoreChâteau Frontenac
Check out these chateau pictures: Château Frontenac Image by Moucha Château Frontenac pris du boulevard champlain à québec. If you would like to see more properties click here… Château de Larochette Image by Marc Ben Fatma – pay a visit to Benymarc.com and like my FB Château de Larochette If you would like to see more houses click right...
Read MoreWhat’s the best way to find a mortgage after bankruptcy?
by sierraromeo [sarah-ji] Question by CuriousOne: What’s the best way to find a mortgage after bankruptcy? I claimed bankruptcy about 4 years ago and am not ready to purchase a home. What web sites or mortgage lenders should I target to obtain a loan? What should I expect as far as interest rates and fees? Best answer: Answer by KuteKabooseIf it has been 4 years since your bankrupcy and IF your credit score is now good you won’t be penalized and should have the interest rate that corresponds with your current credit score. If your credit score is not great than consult a mortgage broker or banker and ask for free advice to help bring your credit score up. Many times within 6 months to a year you can have your credit score back up. DO NOT go to online lenders. Go to local banks and mortgage brokers. Ask around from friends and family for referrals. Local lenders have great first time home buyers programs and other programs that are fabulous. I am a Realtor and have a ton of bad experiences with clients who have went with online brokers. And don’t try to purchase a home without a Realtor. They offer a lot of knowledge and help. They are a free service to you the buyer. Give your answer to this question...
Read MoreConnecticut Real Estate Investors Assn. (CT REIA) Announces March 2011 Meeting With Tax Reduction Specialist Al Aiello
by monkeyc.net U.S. Real Estate Markets With Consistent Price Appreciation Buying home, information pills online condo or any other real estate in a market that is protected from a bursting bubble is every investor’s dream. Knowing where to look for these bubble-proof markets and how to identify them is crucial. There are some important factors that investors should consider when searching for stable investments such as single-family homes, condos or any other type of real estate. Some of these factors include a fast growing population (which positively impacts the demand for housing), a solid and diverse economy (which impacts employment rates and subsequent demand for housing), rising incomes (which impacts buyers’ ability to purchase real estate), a developing infrastructure (which contributes to the appeal of a city or community), and restrictions on future real estate development (which limits future supply of real estate). Investing in real estate within communities that meet these criteria may prove to be more profitable than communities that are missing one or more of these factors. A recent report by Business 2.0 Magazine identified U.S. cities that have consistently demonstrated price appreciation in the real estate market. The October 2006 issue of the Magazine identified the top 5 real estate markets that demonstrated an upward price trend over a long period time. The top-ranking cities were: ]]> 1. San Francisco, California 2. Los Angeles, California 3. Seattle, Washington 4. Boston, Massachusetts 5. New York City, New York San Francisco topped the list with an average annual home price appreciation of 4.2% from 1949 to 2006. In contrast, the national average was 2.3%. Strong restrictions on real estate development and a limited geography helped push San Francisco to the top slot. Los Angeles ranked second in the report. The average annual home price appreciation in Los Angeles was 3.7% from 1949 to 2006. Reductions in available land and increasing restrictions on further development helped pushed Los Angeles to the number 2 slot. Home prices in Seattle, which was third on the list, demonstrated an average appreciation rate of 3.2% from 1949 to 2006. While Seattle made the top 5 list, recent easing of building restrictions may cause Seattle to fall out of the top 5 over the next few years. Boston was fourth in the rankings. The city has seen annual home prices appreciate by 3% over the period from 1949 to 2006. A strong increase in per capita income contributed to Boston’s high ranking. New York City follows close behind with an average annual home price appreciation of 3% from 1949 to 2006. A limited geography, large population, and finite number of properties contributed to New York’s high ranking. While there is no guarantee that any of the real estate markets listed previously are truly “bubble proof,” the factors described above may help investors find the profitable markets and avoid “bubble” markets. Since the real estate market is constantly changing, be sure to seek out the services of a skillful real estate agent to help you navigate your next real estate purchase. San Diego HomesScripps Ranch HomesScripps Ranch Real Estate Article from articlesbase.com Find more about Real Estate here… by seier+seier Connecticut Real Estate Investors Assn. (CT REIA) Announces March 2011 Meeting With Tax Reduction Specialist Al Aiello Article by Connecticut Real Estate Investors Association The Connecticut Real Estate Investors Association, here or CT REIA, remedy in association with Al Aiello, sildenafil is announcing the March 2011 CT REIA monthly meeting. This event will take place on Monday March 21, 2011, from 5:30pm to 9:00pm at the Crowne Plaza Hotel, 100 Berlin Road, Cromwell,...
Read MoreGreat Massive Home photos
Examine out these massive property photos: Construction at Michigan Stadium (the Huge House) – University of Michigan’s Football Stadium Image by cseeman Far more fantastic homes click right here…
Read MoreArizona Refinancing Professional Explains New Property Affordable Refinance Program
A couple of great apartment constructing photos I found: Oakland Image by edgeplot Apartment constructing. More great houses click right here… The lamp Image by Geir Halvorsen .. and the apartment developing. Much more great houses click right here… Arizona Refinancing Expert Explains New Residence Reasonably priced Refinance Program Phoenix, diagnosis AZ — (SBWIRE) — 08/23/2012 — Help has finally arrived for Arizona property owners whose home values have dropped over the past couple of years. In order to reduce fees of mortgage installments today and get a good fixed rate plan underway … If you would like more informaiton please go to here… Mortgage Q&A: Borrowing for refi is one resolution For numerous causes, try they had been not eligible for the oft-touted House Inexpensive Refinance Plan (HARP). If you have read my prior columns, this web you will know … equal to 90 percent of the home's current worth. The house appraised for $ 415,000, which … Far more informaiton please check out...
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