Unique Loan Programs

Information regarding all unique real estate loan programs available in the market place today (i.e., stated income loans, no doc loans, no FICO loans, high ration loans, gross qualifying loans, etc.).

Cool Chateau images

on Dec 6, 2024 in Real Estate News | 1 comment

Question by Alizia: What is the difference between mortgage tax and property tax? mortgage tax is the same as property tax but mortgage tax is pay to the bank because you borrow the mortgage loan? Best answer: Know better? Leave your own answer in the comments! W-2 forms now listing health care costs FHA will no longer offer its most popular type of reverse mortgage, no rx the standard fixed-rate Home Equity Conversion Mortgage. Borrowers who want a fixed-rate HECM reverse mortgage can only get the … it will no longer cancel insurance on new loans … If you would like more informaiton please visit here… 0000 in housing repair funds on hold while Western Rhode Island Home … To date, sildenafil there has been no indication of criminal wrongdoing. The state is … Started around 1987-88, the three-town program provides low-interest loans of up to $ 25,000 to income-eligible residents for a wide assortment of home repairs. With about … If you would like more informaiton please visit here… Risky Student Debt Is Starting to Sour She has taken advantage of the income-based repayment option, which allows borrowers to peg their federal loan payments to a certain portion of income and lowers a borrower's monthly payment. But her income recently … Stafford loans, which account … More informaiton please visit here… Question by : Should I apply for my home loan before I find a real estate agent? I am a first time home buyer and dont know the first thing about buying a home. I’m hoping to have a house purchased before the end of the tax credit period which I do believe is December 1st of this year. Should I go ahead and apply for the loan [which will be an FHA loan] or should I find a real estate agent first? Also, decease where would I go to apply for an FHA loan? Can I apply online? and how long does it take to get pre-approved? Best answer: Answer by SteveYou cant apply for a mortgage loan before you identify the property price, down payment and other terms. You can apply get a pre-approval. Perhaps this is what your are thinking? Depending on your credit score you may want to go to a lender, better yet ask the real estate office who the suggest. If your credit is not perfect or you want a non-standard property, you should consult a mortgage broker. What do you think? Answer below! A couple of good chateau pictures I discovered: Chateau de Tanlay Image by abac077 Chateau Renaissance, check XVIe et XVIIe siecles. Extra remarkable houses click right here… Château de Langeais Image by FlickrDelusions Château de Langeais, with the Langeais suspension bridge in the background For a great deal more houses click right...

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Castle Leslie

on Dec 5, 2024 in Real Estate Info | Comments Off on Castle Leslie

A couple of great castle pictures I identified: Castle Leslie Image by Sean MacEntee Castle Leslie For more properties click right here… Castle Leslie Image by Sean MacEntee Castle Leslie For a lot more houses click right...

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Secondary Sources: 'Chained CPI,' The Fiscal Cliff And The Damage Done, Why

on Dec 4, 2024 in Unique Loan Programs | Comments Off on Secondary Sources: 'Chained CPI,' The Fiscal Cliff And The Damage Done, Why

A couple of good large residence pictures I located: History of the Large House Image by K. Todd Storch This was in the livingroom of the Large Home explaining some of the families that had lived in the residence considering that the 1800’s. If you would like to see much more homes click here… Construction at Michigan Stadium (the Big House) – University of Michigan’s Football Stadium Image by cseeman Huge rennovations at the Huge House – Michigan Stadium – at the University of Michigan’s Ann Arbor Campus. If you would like to see a lot more residences click right here… Question by Nerd: Short Pay Refinance Question? I have heard of short pay refinances for underwater mortgages but can you do this with a VA home loan? If not are there any options for severely underwater VA home owners? I know there is a VA streamline refinance, decease but this doesn’t help with the underwater equity, salve just with the interest rate (or so I think). Any info is appreciated. Thanks! Best answer: Answer by the kidIf you qualify for HARP, you can refi an underwater. If you don’t, you can’t without bringing cash to the table. Helps only with the rate does not in any way help with the principal. Add your own answer in the comments! by marsmet526 Question by Drum Wiz: Can I refinance my home loan since I have been laid off? I was laid off from my job a few months ago, visit web and my current home loan is current with no late payments. Things are starting to get tight on our finances. Are there programs or companies that will provide refinancing when someone has been laid off? Best answer: Answer by StephenWeinsteinRefinancing? No. However, story a “loan modification” may be possible. Add your own answer in the comments! Question by Lemiercat: Can you get a real estate loan (Gov/Trad) to purchase a more affordable home when you are now in a foreclosure Job loss and injury caused us to fall behind on our mortgage payments. The Bank wouldn’t work with us and began foreclosure proceedings after 30 days late. We cannot afford our current home. We are trying to sell, link but the sheriffs sale has happened, page our time to sell is limited. We have located a different home that is 1 1/2 times cheaper & will allow us to make MUCH lower house payments. We have some money to put down (the bank wouldn’t take partial payments, work out repayment plan etc..) but we need to finance the balance for this different home. Our credit is terrible now because of this but we need a home for our family & children…are there any loan programs (government or traditional) out there to help us get into this home. We tried going Contract for Deed but the Foreclosure Co. wants to cut the home loose (the home we are trying to buy is a foreclosed property that needs repairs but the payment would be $ 100’s less than we pay now) -Any guidance would be appreciated. Best answer: Answer by rhsaundersTalk to your bank, and talk to a loan broker. I have used both with good results. Your real estate agent should be able to suggest a good loan broker; that’s how I found mine. He put together a reasonable package (it wasn’t cheap), and two years later we refinanced into a much more reasonable mortgage. What do you think? Answer below! Secondary Sources: 'Chained CPI, sick ' The Fiscal Cliff And The Damage Done, Why … “According to the Congressional...

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Is is true that if you have PMI that you cannot refinance under the Making Home Affordable program?

on Dec 3, 2024 in Unique Loan Programs | Comments Off on Is is true that if you have PMI that you cannot refinance under the Making Home Affordable program?

by eyewashdesign: A. Golden Question by Bianca P: What is the government programs for first time home buyers with low income in Alabama? I’m interested in purchasing a home for the first time and I’m hearing there’s many options for low income first time home buyers. I just would like to know what are the steps and who to talk with first. I’m in an apartment and I want out so I need a house ASAP. Best answer: Answer by BillMost of the government programs have expired but you can check with HUD or Pathways to see if you qualify. Add your own answer in the comments! Question by Cellen: What is the best bargain in purchasing a home? I have no money to put down and bad credit with a new job.? I am desperate to stay in our school district for my kids sake. I am desperate to leave my situation away from my boyfriend, price also; for my kids sake. I now have bad credit (most is 5+ yrs old) and just started a descent paying job that will become commission based. I feel that purchasing is smarter than renting. So, viagra buy I wonder if one has to have good credit, job stability, and/or money down to purchase a home. Or which is most important? I am working on all of the above and obviously it takes time. So, I need to figure out the best first, second, third and so on, move. Best answer: Answer by gabluesmanxltFeds have a program run thru HUD that gives single Mom’s grants – up to $ 30,000 to put down on a first home purchase. Contact your congressman’s local office (they REALLY will help you – don’t sweat it) and see what’s available in your state. Give your answer to this question below! Question by Belizegirl: Is is true that if you have PMI that you cannot refinance under the Making Home Affordable program? i was told my Wells Fargo whom i currently have my home loan with and when i asked them about the program they said that i did not qualify because i have private mortgage insurance. Best answer: Answer by mortgage underwriteryes, remedy it’s true. you can still refinance, information pills but not under the new higher loan to values w/out PMI program. What do you think? Answer...

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Château de Pizay

on Dec 3, 2024 in Real Estate News | 5 comments

Question by cathy: can I refinance my currant mortgage into a fha streamline loan? Best answer: Answer by golferwhoworksonly if the current note is FHA. Now you can get an FHA insured note if you wish but Fannie Mae and Freddie Machave streamlines as well and so does the VA and the USDA loans Know better? Leave your own answer in the comments! Some cool chateau pictures: Château de Pizay Image by Olivier Bruchez Château de Pizay, viagra approved Saint-Jean-d’Ardières, treat France. For more properties click right here… Château de Pizay Image by Olivier Bruchez Château de Pizay, Saint-Jean-d’Ardières, France. More fantastic homes click here… Château de Pizay Image by Olivier Bruchez Château de Pizay, Saint-Jean-d’Ardières, France. For more properties click...

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Nice Chateau photographs

on Nov 30, 2024 in Real Estate News | 3 comments

Question by Johnpau2012: Can we deduct the amount what we add towards our mortgage principal for taxes ? Lets say I sent a check of 10K to my mortgage bank to add it to my principal balance. Now this 10K amount can I show it anywhere in my tax returns ? Do I get any return on this 10K what I have added to my principal balance apart from monthly mortgage what I have been paying? Best answer: Answer by rtfmYou can only deduct mortgage INTEREST on your taxes, more about ampoule not what you pay toward the principal. What do you think? Answer below! Question by twosis: Is it possible to get a home loan with bad credit? My credit score is around 530 and My husbands is around 630. I have charge offs from 2005 (that will be on my credit report until 2012) We both have good jobs and bring home around 7000 together each month. We also have around 30, information pills 000 saved up for a down payment. Since our income is decent, see and we have a down payment (more than 10%) is it likely we will be able to find a home loan for a new home? Best answer: Answer by HubaIt may be possible but try to not overextend yourself. Try to get pre-approved before you go house hunting. I recommend a credit union. They usually don’t charge to run an application through. Home prices are currently falling (slightly) as are interest rates. You may be better off to continue to build up your savings for a few months; make sure you pay off debts but do not close credit cards (they want to see you have available but not used credit). There are many first time home buyer programs out there which may be just what you need. Know better? Leave your own answer in the comments! by danielmoyle Question by Marie: Can you get a mortgage loan if you are a temporary to permanent employee? I was in the process of FHA mortgage loan, ailment I changed my employment to a temp position at a different company I was denial, nurse can anyone tell me if there’s a chance that I can turn this big dream to come true because I really want the house, prostate Best answer: Answer by surfermsc123YOU DON’T DESERVE TO OWN A HOME. YOU HAVE NOT EARNED THE RIGHT YET. Does that make sense to you? Or do you feel you “deserve” to own a home regardless? Do you feel everyone else also “deserves” to own a home? Do people also “deserve” to drive expensive cars, wear expensive clothes or “deserve” anything else they cannot afford? The reason for the Real Estate debacle, credit crises, recession, bank bail outs and continued recession is because of people who felt they were “entitled” to and “deserved” to own a home. In your question you state you quote “I changed my employment to a temp position”. A temp position? Are you kidding me? What business do you have owning if you’re not in a stable and solid income career? The very fact you need a government FHA loan means you can’t get a loan from the proper channels and don’t have the requisite 20% down payment. 3.5% is not a legitimate down-payment. The government needs to GET OUT OF THE HOUSING MARKET and let home prices fall to the point that you and other people can afford a home. The only way you should be getting a loan is if you have a solid career and your house...

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