Unique Loan Programs

Information regarding all unique real estate loan programs available in the market place today (i.e., stated income loans, no doc loans, no FICO loans, high ration loans, gross qualifying loans, etc.).

HARP now available for second homes, income properties

on Nov 17, 2024 in Unique Loan Programs | 0 comments

Check out these condominium photos: Fotoloco The Alexandra Condominium Halloween Celebration by Ortigas and Firm 045 Image by FOTOLOCO! Fotoloco photo booth photographs @ The Alexandra Condominium Halloween Party | Ortigas &amp Business | Viridian in Greenhills | All-you-want photo prints from Fotoloco photo booth If you would like to see a lot more homes click right here… Fotoloco The Alexandra Condominium Halloween Celebration by Ortigas and Company 068 Image by FOTOLOCO! Fotoloco photo booth pictures @ The Alexandra Condominium Halloween Celebration | Ortigas &amp Business | Viridian in Greenhills | All-you-want photo prints from Fotoloco photo booth If you would like to see a lot more homes click here… Question by Monkey dust: what are some government programs to help refinance a house? I live in Pennsylvania Best answer: Answer by JudyThis isn’t help to re-fi, more about but it is help to prevent foreclosure and re-negotiate your loan. This may not be what you need- but you look into it. Hopenow.com – set up by the feds (HUD). Heard about it in Oprah a couple of years ago – still going strong. (not oprah – the program) This service will help you prevent foreclosure – just in case you are in trouble. / What do you think? Answer below! Question by Rachel H: Refinancing – am I getting a good deal? I’ll try to be as brief as possible. I started trying to refinance my FHA mortgage at the beginning of April, view through the original lender. Our payoff value is currently at 120,500 and the appraisal value is 137,000. We have excellent credit (747 and 729). Our original closing date was 4/30. We were willing to put up to $ 1000 at closing, but were told it would not be necessary. With all the closing cost refinanced back into the new loan we were looking at a new figure of $ 126,000. Over $ 6000 in closing cost sounded high, but it did inclue $ 2600 of PMI, so we accepted. Our interest rate would go from 7.25% to 5.00%. Appraisal was done, then it took me 2 weeks to get up with the loan officer. Closing date came and went. Which brings me to our new closing date of 5/20…today. It’s been very difficult to get a direct answer of whether or not we would be closing today. Found out at noon that we are now required to hire a plumber to “certify” our septic system, which is another $ 200 that we did not know about. Does this all sound like normal procedure? Are we getting a good deal? I’m also worried that it has been nearly 60 days since we originally locked in our rate. Can they raise the rate at the last minute? If I have left out any important details please let me know, I will be happy to add them. Thanks for the helpful info. I’m not really concerned about having to get the septic certification. Just seems like that’s something they should have already had done instead of delaying the closing again at the last minute. Best answer: Answer by Paul in San Diego$ 6000 in closing costs sounds about right, especially with the PMI factored in. And, consider that this might include a prorated month’s worth of interest, too, and possibly points on the loan to buy down the rate (discount points). This should all be listed on a form they call the good faith estimate. Ask your realtor to see that (although you should have seen it when you signed all the loan papers). The FHA has...

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Oakland

on Nov 16, 2024 in Real Estate Info | 0 comments

A handful of good apartment building images I located: Oakland Image by edgeplot Apartment constructing. For more houses click right here…

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Apartment Developing by Church of the Good Shepherd, Riverside

on Nov 15, 2024 in Real Estate Info | 0 comments

A few nice condominium images I found: Condominium windows 3 Image by tanakawho Lights from condominium windows. Pushing the shutter, thumb cure I swang my camera. Rather intriguing outcome, online more about is not it?^?^?? For much more properties click right here… Condominium windows 1 Image by tanakawho Lights from condominium windows. Pushing the shutter, I swang my camera. Really interesting outcome, is not it?^?^?? Much more fantastic houses click right here… Question by Emmu: How wise would it be to try to buy a home when I possess bad credit? My fiance and I want to buy a home but our credit is not good. His is better (in the high 600) and mine is in the low 600. Would it be better to wait until our credit improves to buy a home(this might take years) or to try and buy a home now and face higher rates? Best answer: Answer by bishop_larryI would try an interest only loan for 3-5 years, diagnosis this would enable a decent payment even with a high interest rate. Show the lender a good payment history and refinance at a later date. Depending on your current rental costs the interest only mortgage pmts might be similar. Add your own answer in the comments! Home Sweet Home Of those refinance applications, salve 29 percent of them in the first week of December were applied for through the federal Home Affordable Refinance Program (HARP). That program, of course, is the one set up to help people who are having trouble paying … For more informaiton please visit here… Question by sparklle0913: If I make 48, stuff 000 a year, more about can i be qualified to buy a house that ranges from 170,000-180,000? How do i know i can get approved and if i am in Houston Texas, where can i go with this at a cheap mortgage lender at that. I want the best and good mortgage rate possible, does anyone have any recommendations for a first time buyer? Or any good loan places for a house? Best answer: Answer by Pabloyou cant afford it, plain and simple Add your own answer in the comments! A handful of great chateau photos I discovered: Château de Pizay Image by Olivier Bruchez Château de Pizay, shop Saint-Jean-d’Ardières, France. For a lot more houses click here… Ga. counties sue HSBC claiming loss of tax base When visitors tried to visit the site, pills a message appeared stating "This SiteMore >> …. In addition to reducing tax income, adiposity vacant or abandoned homes that are in or near foreclosure create additional costs for the counties, visit this the lawsuit says. … The … If you would like more informaiton please visit here… Minos lauds Dawos' economic devt plan Minos pointed out that a big percentage of family incomes is for the children education especially those who do not have loans or scholarships. “All these point to the very basic- people's income and so Dawos hit the right note,” he said. … last … More informaiton please visit here… by Chris Devers Question by Annabelle: When does your home go into foreclosure? If you haven’t paid for your mortgage in 3 years and have applied for various different types of loan modification programs, and but the banks are just taking too long to answer… what happens? What actually determines if your house goes into foreclosure or not? Also, more about a huge down deposit was put on this home…(i dont know if that makes a difference) Thank you for your answer, cialis 40mg but does it not make...

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Michigan Home Affordable Refinance Program (HARP)

on Nov 14, 2024 in Unique Loan Programs | 0 comments

Question by reapacheep: What banks or lenders are the best in consulting about the HARP program? I qualify, more about ailment but I want to make the best first step by contacting a lender or bank that has a good track record for offering these type of refinances. Thanks Best answer: Answer by Rob SI’m pretty sure your own lender now can do the highest loan-to-value ratio (125%). If you go to another lender they can only go up to 100% or 105% of LTV I believe it is. Maybe check that restriction possibility out when you go shop it. Good luck, hope it works. Know better? Leave your own answer in the comments! by Chris Devers Question by emartel01: Did George Bush create a law regarding interest rates for home loans? Last I heard, visit this George Bush passed a law regarding interest rates for home loans. Can someone explain to me? Best answer: Answer by poolman4u03I don’t know if the law was passed, but the point was to freeze intrest rates for people with adjustable rate mortgages for a period of time. Add your own answer in the comments! Question by Cody: What is the highest mortgage I could afford on a small home? I generate with my fiance about $ 500 a week (well, web its more but I am rounding it down quite a bit). We are looking to get a small home, hospital 3 bedroom one floor house. We are in Michigan and plan to stay in our current area. I have fairly decent credit, about it not excellent, but certainly not bad. With utiliy cost in Michigan (winters mainly) what do you think our mortgage should be like? Whats the highest we can go on a loan? We are first time home buyers, and will likely try to find a foreclosure home to get us started for a good price. Any opinions and help would be appreciate, its our first steps out into ownership! Best answer: Answer by Uncommon SenseSince we are not psychic, we can’t answer. WAY too many variables in there like debt, credit score, type of loan. etc Give your answer to this question below! Question by Brian B: How do current mortgage rates help new home builders? I’d like to buy new construction as a result of the great mortgage rates right now. However, erectile by the time I’d close on my house in December, viagra 60mg it could be a totally different ballgame and rates could go through the roof. It seems to me, stuff then, that low mortgage rates only help people refinancing or buying an existing house. Best answer: Answer by Danielle MIt dosen’t help homebuilders. Right now nobody is really touching new construction. Theres to much inventory already on the market. What do you think? Answer below! Mortgage Rates: New Home Sales in 2012 Highest in Three Years Today's FHA 30 year fixed mortgage rates are as low as 3.250%, buy FHA 15 year fixed interest rates are as low as 2.750% and FHA 5/1 ARM loan rates are as low as 2.500%. While conventional loans are popular, purchase FHA loans are a major choice for first time home … If you would like more informaiton please visit here… Verify out these castle photos: Castle Stalker, side effects Appin Image by Eglos Castle Stalker, buy information pills Appin. If you would like to see additional properties click here… Question by Peggy Golden: Why can’t people who got behind on house payments get help restructuring a means to keep their home.? My husband and I got...

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Cool Castle images

on Nov 14, 2024 in Real Estate Info | 6 comments

A few nice condominium images I found: Condominium windows 3 Image by tanakawho Lights from condominium windows. Pushing the shutter, thumb cure I swang my camera. Rather intriguing outcome, online more about is not it?^?^?? For much more properties click right here… Condominium windows 1 Image by tanakawho Lights from condominium windows. Pushing the shutter, I swang my camera. Really interesting outcome, is not it?^?^?? Much more fantastic houses click right here… Question by Emmu: How wise would it be to try to buy a home when I possess bad credit? My fiance and I want to buy a home but our credit is not good. His is better (in the high 600) and mine is in the low 600. Would it be better to wait until our credit improves to buy a home(this might take years) or to try and buy a home now and face higher rates? Best answer: Answer by bishop_larryI would try an interest only loan for 3-5 years, diagnosis this would enable a decent payment even with a high interest rate. Show the lender a good payment history and refinance at a later date. Depending on your current rental costs the interest only mortgage pmts might be similar. Add your own answer in the comments! Home Sweet Home Of those refinance applications, salve 29 percent of them in the first week of December were applied for through the federal Home Affordable Refinance Program (HARP). That program, of course, is the one set up to help people who are having trouble paying … For more informaiton please visit here… Question by sparklle0913: If I make 48, stuff 000 a year, more about can i be qualified to buy a house that ranges from 170,000-180,000? How do i know i can get approved and if i am in Houston Texas, where can i go with this at a cheap mortgage lender at that. I want the best and good mortgage rate possible, does anyone have any recommendations for a first time buyer? Or any good loan places for a house? Best answer: Answer by Pabloyou cant afford it, plain and simple Add your own answer in the comments! A handful of great chateau photos I discovered: Château de Pizay Image by Olivier Bruchez Château de Pizay, shop Saint-Jean-d’Ardières, France. For a lot more houses click here… Ga. counties sue HSBC claiming loss of tax base When visitors tried to visit the site, pills a message appeared stating "This SiteMore >> …. In addition to reducing tax income, adiposity vacant or abandoned homes that are in or near foreclosure create additional costs for the counties, visit this the lawsuit says. … The … If you would like more informaiton please visit here… Minos lauds Dawos' economic devt plan Minos pointed out that a big percentage of family incomes is for the children education especially those who do not have loans or scholarships. “All these point to the very basic- people's income and so Dawos hit the right note,” he said. … last … More informaiton please visit here… by Chris Devers Question by Annabelle: When does your home go into foreclosure? If you haven’t paid for your mortgage in 3 years and have applied for various different types of loan modification programs, and but the banks are just taking too long to answer… what happens? What actually determines if your house goes into foreclosure or not? Also, more about a huge down deposit was put on this home…(i dont know if that makes a difference) Thank you for your answer, cialis 40mg but does it not make...

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Brandywine Forms Venture with Allstate Subsidiary to Acquire Office Buildings in D.C.

on Nov 13, 2024 in Real Estate Info | 0 comments

by catherinetodd2 Brandywine Realty Trust forms a joint venture with Existing Creek Investments on D.C. properties. National Real Estate Investor If you would like much more informaiton please check out...

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