Unique Loan Programs

Information regarding all unique real estate loan programs available in the market place today (i.e., stated income loans, no doc loans, no FICO loans, high ration loans, gross qualifying loans, etc.).

Château de Pizay

on Dec 3, 2024 in Real Estate News | 5 comments

Question by cathy: can I refinance my currant mortgage into a fha streamline loan? Best answer: Answer by golferwhoworksonly if the current note is FHA. Now you can get an FHA insured note if you wish but Fannie Mae and Freddie Machave streamlines as well and so does the VA and the USDA loans Know better? Leave your own answer in the comments! Some cool chateau pictures: Château de Pizay Image by Olivier Bruchez Château de Pizay, viagra approved Saint-Jean-d’Ardières, treat France. For more properties click right here… Château de Pizay Image by Olivier Bruchez Château de Pizay, Saint-Jean-d’Ardières, France. More fantastic homes click here… Château de Pizay Image by Olivier Bruchez Château de Pizay, Saint-Jean-d’Ardières, France. For more properties click...

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Nice Chateau photographs

on Nov 30, 2024 in Real Estate News | 3 comments

Question by Johnpau2012: Can we deduct the amount what we add towards our mortgage principal for taxes ? Lets say I sent a check of 10K to my mortgage bank to add it to my principal balance. Now this 10K amount can I show it anywhere in my tax returns ? Do I get any return on this 10K what I have added to my principal balance apart from monthly mortgage what I have been paying? Best answer: Answer by rtfmYou can only deduct mortgage INTEREST on your taxes, more about ampoule not what you pay toward the principal. What do you think? Answer below! Question by twosis: Is it possible to get a home loan with bad credit? My credit score is around 530 and My husbands is around 630. I have charge offs from 2005 (that will be on my credit report until 2012) We both have good jobs and bring home around 7000 together each month. We also have around 30, information pills 000 saved up for a down payment. Since our income is decent, see and we have a down payment (more than 10%) is it likely we will be able to find a home loan for a new home? Best answer: Answer by HubaIt may be possible but try to not overextend yourself. Try to get pre-approved before you go house hunting. I recommend a credit union. They usually don’t charge to run an application through. Home prices are currently falling (slightly) as are interest rates. You may be better off to continue to build up your savings for a few months; make sure you pay off debts but do not close credit cards (they want to see you have available but not used credit). There are many first time home buyer programs out there which may be just what you need. Know better? Leave your own answer in the comments! by danielmoyle Question by Marie: Can you get a mortgage loan if you are a temporary to permanent employee? I was in the process of FHA mortgage loan, ailment I changed my employment to a temp position at a different company I was denial, nurse can anyone tell me if there’s a chance that I can turn this big dream to come true because I really want the house, prostate Best answer: Answer by surfermsc123YOU DON’T DESERVE TO OWN A HOME. YOU HAVE NOT EARNED THE RIGHT YET. Does that make sense to you? Or do you feel you “deserve” to own a home regardless? Do you feel everyone else also “deserves” to own a home? Do people also “deserve” to drive expensive cars, wear expensive clothes or “deserve” anything else they cannot afford? The reason for the Real Estate debacle, credit crises, recession, bank bail outs and continued recession is because of people who felt they were “entitled” to and “deserved” to own a home. In your question you state you quote “I changed my employment to a temp position”. A temp position? Are you kidding me? What business do you have owning if you’re not in a stable and solid income career? The very fact you need a government FHA loan means you can’t get a loan from the proper channels and don’t have the requisite 20% down payment. 3.5% is not a legitimate down-payment. The government needs to GET OUT OF THE HOUSING MARKET and let home prices fall to the point that you and other people can afford a home. The only way you should be getting a loan is if you have a solid career and your house...

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How can you remove a foreclosure from your credit?

on Nov 30, 2024 in Unique Loan Programs | 3 comments

by paddynapper Question by : I forget my tax number how can i get it? Im is sisa jack im working at ctfm my ID number is 8512295579086 Best answer: Answer by Joe KingIt’s stored in the database of the taxation office. I can find out what yours is but I’ll need all your bank details. Know better? Leave your own answer in the comments! Question by : Is it OK to sign an FHA streamline refinance, shop without the option to update our places of employment? Our lender is suggesting we do an FHA streamline refinance, to go from 6.25% to 5.25%. She says because it is a streamline, though our income is not shown (as it’s not required) she can’t change the employer info on the forms. I got a better paying job since we bought, but my wife lost her job, so our total income is a bit less than it was before. I just wonder about signing paperwork that seems to confirm outdated information, but our lender says it’s fine. Is this really all kosher? Best answer: Answer by knowitallSince income is not used to qualify, it should be OK. What do you think? Answer below! by Steve Rhodes Question by Jos: How can you remove a foreclosure from your credit? Can a foreclosure be removed from your credit after a year? How long does this stay on your credit report? Best answer: Answer by theeconomicsguyIt can’t be removed. It generally stays on your report for seven years, cheap although it can remain up to 10 years. Sorry I don’t have better news. What do you think? Answer...

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Cool Castle pictures

on Nov 29, 2024 in Real Estate Info | 55 comments

Question by : Are FHA mortgage loans more difficult to obtain? Best answer: Answer by My Take on ItThey are less difficult than a conventional Depends on your circumstances What do you think? Answer below! Obama refinance program: Good incentive for borrowers and lenders article by John Mathew For more informaiton please visit here … offered an overview of the Home Affordable Refinancing Program (HARP) of Fannie Mae and Freddie Mac. We also have short power line to the new and updated FHA program, cost which is for 2012. If you want more houses here … More Refinance Harp article Question by rebelBodhi: Young couple with pretty good income, viagra but low down payment, can I buy a home? I’ve gotten through advanced calc and computational analysis courses, but navigating the world of finance and mortgages is still a bit daunting.. any help would be appreciated: I make $ 75-80k and my spouse makes about 40. We’ve been renting in the MD-DC-VA suburbs for 4+ years, with perfect rental history (paying about 1300/mo), and have average credit. We’d be first-time buyers. I know we could easily swing the monthly payments, it’s just the initial costs I’m not sure about. Anyway, given this income (total about 110k/year before taxes), and a small (say 3-5k) down payment. What options, if any, are there for buying a 250k-300k (town)home? (we’re 25 years old if that matters) I’m aware of FHA loans, but how/if they would help lower the inital costs is still a mystery. Thanks! fyi you did sound caustic, and the plan is to wait at least 4 months. I’m looking for some info and others’ experience. Best answer: Answer by ?I am a MESS?Down payments vary from state to state, in Ohio it’s 3.5% of the cost of the home. What do you think? Answer below! Examine out these mansion images: Mansion Betliar Image by Matus Kalisky Manison Betliar in south-east Slovakia constructed in 15th century and subsequesntly partially rebuilt in 17th and 18th century. It has a garden with fountain and english park. It was constructed and utilised mainly as hunting mansion. It serves as museum considering that 1949. Nice place to pay a visit to. _____ Tachihara 4×5, website like this Fujinon 125/5.six CM-W, this site Fuji Pro160S For more properties click here… Carnton Mansion Image by www78 Significant mansion just south of Franklin owned by the McGavock loved ones. In the course of the battle for the town, recipe Common William Loring’s brigade swept past the developing under artillery fire during the assault. Afterwards the bodies of four Confederate Generals had been laid on the back porch before their transport home. Blood stains still appear on the floor of the mansion. Right after the war, the McGavock’s donated land for a Confederate cemetery. Each the mansion and the cemetery are believed to be haunted. Franklin, Tennessee. For much more properties click right here… mansion on a hill Image by Stitch We could not have a mansion on a hill Mink coats and diamonds by the score But the things we have no man could ever take it Just the two of us now who could ask for more —&quotJust as long as we have really like&quot sung by The Spinners &amp Dionne Warwick If you would like to see a lot more houses click here… Question by Simply D: Home Finance? I’m 23 years old and would like to consider financing a home in the next 2-5 years, doctor I want to know what kind of things do I need to be concerned about with my credit?...

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Gebhard Mansion

on Nov 28, 2024 in Real Estate News | 17 comments

HARP Study: Your Loan-to-value products in Affects Your Choice Mortgage The 30-year fixed rate mortgage increased its market share compared to other mortgage products. In part because of the HARP 2.0 refinance selected households. Benchmark product with the highest rate in 18 months 15-year fixed mortgages have … For more informaiton please visit here … Treason – for his father’s dream – The obsessional neurosis of Barack Hussein Obama II in the White House Image by Richard Loyal French “”The President isn’t exactly a socialist. So what’s driving his hostility to private enterprise? Look to his roots. Barack Obama is the most antibusiness president in a generation, and perhaps in American history. Thanks to him the era of big government is back. Obama runs up taxpayer debt not in the billions but in the trillions. He has expanded the federal government’s control over home mortgages, recipe investment banking, more about health care, autos and energy. The Weekly Standard summarizes Obama’s approach as omnipotence at home, impotence abroad. The President’s actions are so bizarre that they mystify his critics and supporters alike. Consider this headline from the Aug. 18, 2009 issue of the Wall Street Journal: "Obama Underwrites Offshore Drilling." Did you read that correctly? You did. The Administration supports offshore drilling–but drilling off the shores of Brazil. With Obama’s backing, the U.S. Export-Import Bank offered billion in loans and guarantees to Brazil’s state-owned oil company Petrobras to finance exploration in the Santos Basin near Rio de Janeiro–not so the oil ends up in the U.S. He is funding Brazilian exploration so that the oil can stay in Brazil. More strange behavior: Obama’s June 15, 2010 speech in response to the Gulf oil spill focused not on cleanup strategies but rather on the fact that Americans "consume more than 20% of the world’s oil but have less than 2% of the world’s resources." Obama railed on about "America’s century-long addiction to fossil fuels." What does any of this have to do with the oil spill? Would the calamity have been less of a problem if America consumed a mere 10% of the world’s resources? The oddities go on and on. Obama’s Administration has declared that even banks that want to repay their bailout money may be refused permission to do so. Only after the Obama team cleared a bank through the Fed’s "stress test" was it eligible to give taxpayers their money back. Even then, declared Treasury Secretary Tim Geithner, the Administration might force banks to keep the money. The President continues to push for stimulus even though hundreds of billions of dollars in such funds seem to have done little. The unemployment rate when Obama took office in January 2009 was 7.7%; now it is 9.5%. Yet he wants to spend even more and is determined to foist the entire bill on Americans making 0,000 a year or more. The rich, Obama insists, aren’t paying their "fair share." This by itself seems odd given that the top 1% of Americans pay 40% of all federal income taxes; the next 9% of income earners pay another 30%. So the top 10% pays 70% of the taxes; the bottom 40% pays close to nothing. This does indeed seem unfair–to the rich. Obama’s foreign policy is no less strange. He supports a 0 million mosque scheduled to be built near the site where terrorists in the name of Islam brought down the World Trade Center. Obama’s rationale, that "our commitment to religious freedom must be unshakable," seems utterly irrelevant to the issue of why the proposed Cordoba House should be constructed at...

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One Hundred 4, One particular Hundred Six, 108

on Nov 28, 2024 in Real Estate Info | 3 comments

Wells Fargo Kicking off New Year with Low Mortgage Rates The shorter term 15 year loan deals at the bank start at 2.375% and APR of 2.856%. The 5/1 ARM interest rates at … The best 30 year refinance FHA fixed rate mortgage interest rates can be had for 3.250% carrying an APR of 4.274% today. The best 30 … If you would like more informaiton please visit here… Mortgage Rates: Low Mortgage Rates Stable After Home Price Data Released Today's FHA 30 year fixed mortgage rates are as low as 3.250%, order cure FHA 15 year fixed mortgage interest rates are as low as 2.750% and FHA 5/1 ARM loan rates are as low as 2.500%. Low down payment guidelines and easier credit qualifying make FHA loans … More informaiton please visit here… Mortgage Rates: Low Mortgage Rates Remain Through Christmas Holiday Current FHA 30 year fixed mortgage rates are as low as 3.250%, FHA 15 year fixed mortgage interest rates are as low as 2.750% and FHA 5/1 ARM loan rates are as low as 2.500%. Many home buyers need FHA loans because of the low down payment … If you would like more informaiton please visit here… Question by First time buyer: What is the basic difference between origination fee and discount fee also known as line 801 and 802? I know both will bring down my mortgage rate and both can be called points. I wanted to know what are the advantages and disadvantages of each. I asked this same question to our lender and either they refuse to answer the question or they don’t know the difference. I feel like they are not being honest with me about this matter. Best answer: Answer by happybostonianThe answer is this: both are fees charged by mortgage brokers and lenders. Also, physician mortgage brokers can not charge points/ only lenders can- the term is mistakenly called this. Origination fee is something charged by the broker/lender to pay for administrative fees (processing and the like). Discount fee is something that a broker will charge in order to offset the discount points they are paying… although the regulations are not written as such. Hope this helps you out. Add your own answer in the comments! by Editor B Question by capitman: Is it more difficult to get an FHA loan if the house has vinyl siding? I am planning to sell my home. It has cedar shingle siding which is quite difficult to paint, diagnosis and I am thinking of getting Vinyl siding, viagra but I have heard rumors that the FHA is reluctant to back a mortgage loan on house with vinyl siding. I don’t want to limit any buyer options. Best answer: Answer by StuartFHA loans are made on the basis of the value of the home and the borrower’s ability to repay the loan. Vinyl siding doesn’t necessarily make the home any less valuable, unless it’s really out of character for the neighborhood. – Stuart Add your own answer in the comments! A couple of great apartment constructing pictures I located: One Hundred 4, no rx One Hundred Six, drugs 108 Image by Ed Gaillard Apartment developing awnings, recipe East 81st Street, New York City. For far more residences click right here… Apartments – 257/365, 6/11/10 Image by vpickering Apartment constructing in Chinatown, Washington, D.C. A lot more wonderful homes click here… ten-01-07_0357.jpg Image by labanex Apartment constructing exactly where I live. Biltmore Club apartments in Phoenix, AZ. For a lot more homes click...

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