Unique Loan Programs

Information regarding all unique real estate loan programs available in the market place today (i.e., stated income loans, no doc loans, no FICO loans, high ration loans, gross qualifying loans, etc.).

How can a person repair their life after foreclosure?

on Aug 21, 2024 in Unique Loan Programs | 2 comments

Some cool apartment creating photos: The Blok Image by The Apologue Typical apartment creating in Poland A lot more excellent houses click here… the building Image by fdrizo My apartment developing For much more homes click right here… by ~MVI~ (running away from parties) Question by mangelooc: Anyone with a credit score lower than 630 got approved for a Stated Income Stated Asset HELOC? who’s lender? My credit score has dropped because of credit card bills and I want to get a home equity line to consolidate my bills. I need to go SISA because I have a commission based job and I havent made enough much the past two years to qualify me, more about I also have very few assets right now. My home has about 200k in equity but I’m having the hardest time getting approved. If anyone has a lender who has approved them with my situation please let me know. Thanks I live in California USA. Best answer: Answer by togashiyokuni2001Hmmm. I don’t have a license in California, dosage but your best bet is to just call a mortgage broker. They usually have at least 3-4 banks that will do a deal like that, depending on the CLTV. What do you think? Answer below! Question by pam t: if your mortgage is not with freddie mac or fannie mae can you still participate in making homes affordable? if your mortgage is held by a private bank, ambulance can that bank participate in Obama’s ‘making homes making homes affordable’? Best answer: Answer by LandlordYes, they can. It is available for all lenders. Add your own answer in the comments! OVERNIGHT MONEY: Watch out for that sequester The housing downturn has put the FHA in a financial bind, shop facing what could amount to billions of dollars in losses. During a hearing earlier this month, thumb Republican … Ron Paul (R-Texas) made his presence and opinions known by sending out a statement … For more informaiton please visit here… Paper on Agency's Future; Free Bank Research Site; Status of Community Banks Mortgage lending has benefited from this low-rate environment, viagra sale but we all know that heavy reliance on mortgage lending for sustainable revenue growth can become a problem at the point that rates again begin to rise, and especially if you have built a … If you would like more informaiton please visit here… Question by ttbarbie20: Is there loan i can get without a post dated check and a credit check? i need a payday loan but i kinda have bad credit! I also dont really have a checking acct because i haven’t had it for 30 days yet. I have a pay-card through my job that has a routing num and acct num. they say money can be put on the card by anyone! Best answer: Answer by Josh KI know people get into a situation and they have a need for quick money. They don’t qualify for conventional loans so they turn to payday loans. I would never recommend this. The interest rates are outlandish, viagra sometimes over 200%, just for a small amount of money. Then they get into the habit of taking out payday loans to payoff other payday loans. Then they often cant afford to pay them back due to the extremely high interest rates. They then go to collections further hurting your credit. Payday loans offer repayment plans that are flexible, but costly. For 500$ they may offer you 50$ a month with another 35$ in interest per payment. That’s 10 payments times 35 is 350$ . That’s...

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Cool Apartment Constructing photos

on Aug 20, 2024 in Real Estate Info | Comments Off on Cool Apartment Constructing photos

Check out these apartment creating pictures: 0801 | Drake Apartment Developing | 2009 | East Side Image by Facility Records | MSU Physical Plant 0801 | Drake Apartment Building | 2009 | East Side If you would like to see more properties click right here… 0802 | Howland Apartment Constructing | 2009 | South Side Image by Facility Records | MSU Physical Plant 0802 | Howland Apartment Developing | 2009 | South Side If you would like to see much more homes click here… by eyewashdesign: A. Golden Question by reychael_rios2001: How can someone who is on disability income , look w/poor 2 no credit credit, diagnosis get a home loan? Can a person on disability income with poor to no credit,married, combined incomes get a loan big enough to purchase a small family home with enough to pay of other debts Best answer: Answer by sundayschild63If you can find a co signer that has good credit,that trusts you enough to sign for you. Thats the only way I know of. Add your own answer in the comments! Question by garnegus: NEED ADVISE ON FHA HOME LOAN VS PRIVATE LOAN? HELLO EVERYONE. I SEEN A FORECLOSURE PROPERTY OWNED BY CHASE PREVIOUS BROUGHT 50Ok AND NOW SALING FOR 289k. NOW I HAVE THE CASH, sales CREDIT, capsule INCOME, approved BUT THIS PURCHASE WOULD BE MY SECOND HOME THAT I WANT TO MAKE MY PRIMARY RESIDENT. nOW MY FISRT HOME i LIVE IN , I HAVE PLACE IT ON THE MARKEFT TO SELL. I ONLY HAVE ONE PROBLEM, FHA REQUIRES THAT YOU HAVE 25% EQUITY IN YOUR HOME IN ORDER TO PURCHASE A SECOND HOME OR TO USE IT AS A RENTAL INCOME. I HAVE SOME TO CO SIGN WITH ME, BUT SHE PURCHASE A HOME LIKE ME 4 YEARS AGO AND WE BOTH HAVE NO EQUITY. SOMEONE TOLD ME TO GET A PRIVATE LOAN THEN IN 6 MOS, THEN FINACE IN 6 MONTH. DOES ANY ONE HAVE ANY EXPERIENCE WITH PRIVATE LOAN HOME PURSCHASE. I AM SO REDY TO BUY, BUT I CAN’T DUE TO NO EQUITY AND I DON’T HAVE ENOGH OF MONEY TO GO CONVENTIONAL. . ANY ADVISE????? Best answer: Answer by thedude81321Firstly, you should probably take caps lock off and properly use upper and lower cases, it will get many more people to answer your question. It sounds like you are not really in a situation to buy a home. If you don’t have enough money to go conventional, you may find that you don’t have enough money to keep paying for the house. A private loan may work, but it also could end up screwing you in the long run. If you don’t have the ability to get a conventional loan, will someone want to refinance you in 6 months? You may end up with that private loan for longer than you think. My suggestion is to wait on this whole purchase. Unfortunately, you can’t really expect to buy a home and then turn around and sell it in just a few years. This is also a terrible time to sell, and you can’t really count on your house even selling, so if you can’t afford this new one without your house selling, you are into another issue. Sorry to rain on your parade, but from what you’ve told me, this just doesn’t seem like a smart decision at the moment. Good luck. Know better? Leave your own answer in the comments! Question by jojo: I’m wanting to buy a 0, pill 000 house. How much should I expect to pay for a down payment and...

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Hard Money Lenders are Your Guides and Saviors in the Real Estate World

on Aug 18, 2024 in Home Lending Info | Comments Off on Hard Money Lenders are Your Guides and Saviors in the Real Estate World

Question by Matthew S: How long does it take a true no doc loan to close? I am going to be applying for a True No Doc home loan this week. Getting approved won’t be a problem since I have a 760 credit score but I was wondering how long it will take this loan to go through assuming all title and appraisal work is accurate. Thank you for your answer. I want to close on this home quickly. Best answer: Answer by FakePlasticTreesI’m wondering that myself actually. What lender are you using? Give your answer to this question below! Question by streetkings01: What if you are unemployed but are getting unemployment benefits and you want to refinance your FHA streamline? Just curious. I am still employed, pills but my wife lost her job a year ago and has been collecting unemployment benefits. We have an FHA mortgage thru Chase and were looking into a streamline refinace, medical but since the guidlines have changed as of 2010…….would we still qualify? @ Iffy – See thats the thing…….I keep reading different things. According to one site it says – We need to show that you are employed and have income coming in. We dont need to do a full underwriting of your income. I also spoke to a broker via email that told me the same thing. But I also read an article that said they have to verify that income is sufficient enough to pay mortgage. My issue is this……..I have never been late on a payment in 2.2 years and my have has been unemployed going on 2 years…..that should be enough to let them know that we still are getting it done. Best answer: Answer by IffyOdds are no based on 1 income only. What do you think? Answer below! Current Mortgage Rates for Wednesday, viagra buy September 26, sildenafil 2012 Same stuff, different day. I could probably consider cut and pasting yesterday's synopsis into this spot and call it a day. Once AGAIN mortgage rates are under downward pressure, for more or less the same reasons that they were yesterday. Uncertainty … For more informaiton please visit here… Current Mortgage Rates for Monday, September 24, 2012 Last week mortgage rates once again pushed into record low territory. With little in the way of significant economic data or news of real substance, the benefit of the Fed's newest round of easing may be filtering its way down to consumers in the form … If you would like more informaiton please visit here… One Christmas, ailment we saw this squirrel nibbling berries off the tree out front. It was extremely funny, so we videotaped it. Now it’s even funnier, since the squirrel’s action sync up so perfectly with the music that just happened to be playing on the livingroom stereo (I produced my mom a mix tape). Featuring Simon and Garfunkel carrying out “Cecilia”, Eartha Kitt carrying out “The Heel”, and Screamin’ Jay Hawkins doing “I’m Lonely”. Filmed in Sacramento. Far more great true estate information click right here… Marty Macisso Regency Realty Group Maine Actual Estate Market Evaluation For far more actual estate new click right here… by doug88888 Subprime Mortgage Lending – Expanded Guidance In June 2007 the federal monetary regulatory agencies collectively issued a Statement on Subprime Mortgage Lending.  This statement contained references to an earlier document issued by the Comptroller Office’s for Currency, medicine the Board of Governors of the Federal Reserve Method, see the Federal Deposit Insurance coverage Corporation, order and the Office of Thrift Supervision.  The latter document, the 2001 Expanded Guidance...

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Streamline FHA Refinance Reduces Payments With Reduced Paperwork | FHA Mortgage

on Aug 17, 2024 in RE Finance | Comments Off on Streamline FHA Refinance Reduces Payments With Reduced Paperwork | FHA Mortgage

A few nice chateau images I found: Château de Fléville (France – Lorraine – 54) Image by michellefouineur Vue sur le parc du château. If you would like to see more homes click here… Chateau de Mauvezin Image by villette65 Le château domine tout son petit monde frigorifié If you would like to see more homes click here… by Travis S. The FHA has a special refinance program that can reduce a homeowner’s monthly mortgage payment. Under the FHA Streamline Refinance program, find a borrower is allowed to refinance to a lower rate with greatly reduced documentation requirements and easier underwriting rules. Mortgage News If you would like more informaiton please visit...

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US mortgage rates fall to record low, at a glance

on Aug 17, 2024 in Unique Loan Programs | Comments Off on US mortgage rates fall to record low, at a glance

Question by Juanito: Does my unemployment income count when applying for a home loan? I recently filed for unemployment and I am getting a steady check from the unemployment office. My girlfriend is still employed full-time and her job seems to be stable. We want to see if we qualify for a home loan using her income and my unemployment income. Do you know if my unemployment income counts and if it will help us in getting approved for the loan or if it will hurt us? Best answer: Answer by alexYES….. What do you think? Answer below! Question by Robin Towson: How can I refinance my mortgage and save money? I purchased my house in 2010 for 273k and currently owe 243k. The property is probably worth what i owe. I pay $ 202 in pmi per month. Can I refinance to a 15 yr loan and eliminate my pmi? If so, cialis 40mg how? Best answer: Answer by Go with the flowYou need at least 20% equity to stop paying PMI. Google: Should I refinance calculator . Do not re-finance unless you know you will stay in the home for at least 5 years to break even with the closing costs. Add your own answer in the comments! Some cool chateau images: Chateau de Langle – DSCN4214 Image by Marcel Musil Chateau de Langle – Croisière sur la rivière du Lot (Cahors–Caix), unhealthy France For a lot more properties click right here… by planspark Question by Katrina: We recently applied for a loan to refinance our home. I have Excellent credit but the loan was denied? We recently applied for a loan to refinance our home. We both have Excellent credit but the loan was denied due to the Real Estate Appraisal coming in to low. Is there anything I can do. I really need to be refinanced I can not afford a balloon rate. I have never been late on a payment. PLease help me somebody!! Best answer: Answer by Sandy WThis is a story I am hearing a lot. You could try asking for a review appraisal, this web or go to another lender. Appraisers are coming in very low these days because in most areas prices are still on a downward trend. You may just have to wait and try again when the housing market has hit bottom and prices are starting to rise again. Keep your credit spotless, site and try paying off some credit card debt, or car payments. That day will come, we just don’t know when. Also by cutting down on expenses perhaps you could save up some money to put towards a new loan to increase your equity. Most people I know are pinching every penny right now, and giving up everything they can like movies and lattes. If you really feel you might be in jeopardy of losing your home when the balloon payment comes due, you might want to consider a second part time job to put money away. . Add your own answer in the comments! US mortgage rates fall to record low, this at a glance Published : Thursday, viagra 15 Nov 2012, 1:45 PM EST. Average U.S. rates on fixed mortgages fell to fresh record lows this week, a trend that has helped the housing market start to recover this year. Here's a look at rates for fixed and adjustable mortgages … For more informaiton please visit here… Woman in Petraeus scandal had heavy debt, missed mortgage payments (Source: CNN). (CNN) – More information is unraveling about the finances of the woman whose complaints...

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Cool Chateau photos

on Aug 16, 2024 in Real Estate News | Comments Off on Cool Chateau photos

Question by Juanito: Does my unemployment income count when applying for a home loan? I recently filed for unemployment and I am getting a steady check from the unemployment office. My girlfriend is still employed full-time and her job seems to be stable. We want to see if we qualify for a home loan using her income and my unemployment income. Do you know if my unemployment income counts and if it will help us in getting approved for the loan or if it will hurt us? Best answer: Answer by alexYES….. What do you think? Answer below! Question by Robin Towson: How can I refinance my mortgage and save money? I purchased my house in 2010 for 273k and currently owe 243k. The property is probably worth what i owe. I pay $ 202 in pmi per month. Can I refinance to a 15 yr loan and eliminate my pmi? If so, cialis 40mg how? Best answer: Answer by Go with the flowYou need at least 20% equity to stop paying PMI. Google: Should I refinance calculator . Do not re-finance unless you know you will stay in the home for at least 5 years to break even with the closing costs. Add your own answer in the comments! Some cool chateau images: Chateau de Langle – DSCN4214 Image by Marcel Musil Chateau de Langle – Croisière sur la rivière du Lot (Cahors–Caix), unhealthy France For a lot more properties click right...

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