Château de Chenonceau

Question by Tweetie: Who do I contact about restructuring my mortgage?
We are looking to refinance but I don’t know weather to stay with our current mortgage company or if I should contact a government program.

Best answer:

Answer by Megan C
the mortgage company you have

Give your answer to this question below!

Question by kkazb: Where do you see the mortgage interest rate going in next 2 months?
What do you feel about the mortgage interest rate in next 2 months? I will be closing on a house in October end? So I will be able to lock the rate in 2nd or 3rd week of September. Any suggestions?

Best answer:

Answer by WR
well, about it Ben Bernake will keep interest rate low by the end of December.
If you were buying car or house at this time. Right now is the time to lock in rate. Good luck

Give your answer to this question below!
Question by jesskanurse: Do you have to use the same appraisal when switching to a diff. lender in the middle of an FHA loan?
I am close to closing using a certain broker, approved but my current mortgage company offered me a better rate/closing fee. I paid for an appraisal for the initial broker. The new lender says by law, the old appraisal MUST be used since there has already been an FHA case # opened. Is this true?

Best answer:

Answer by Big daddy
sorry to answer a question with a question, but how was the appraisal paid for. did you pay for it at the door or was the cost going to be rolled into closing costs. There could be a hang up if it’s rolled in since the broker is on the hook, they may not have to release it as they paid for it. If you paid for it, you should be able to use it, but the appraiser will have to put it in the new lenders name and that will probably cost you. Also, make sure the appraiser is licensed with the new bank, if not, they will want the appraisers license. Last, as far as the new offer goes, make sure you know all the facts, especially the term. Rate isn’t everything. While the rate may be lower with the bank, is the term longer, is it adjustable. Know everything you can about each program, compare the TIL’s from both. Which one costs more in the end? If the banks TIL has higher finance charges than the brokers, is that really a better deal? Does the lower rate really matter if your paying 50k more in the end? Check it all, then make the best decision that allows your family to meet their goals and dreams. good luck

Give your answer to this question below!

A handful of nice chateau pictures I identified:

Château de Chenonceau

Image by *S A N D E E P*
Château de Chenonceau is one of the most stunning chateaux in the Loire Valley, viagra 100mg France.

A lot more wonderful houses click here…

Château de Saint-Germain en Laye

Image by ecololo
Château de Saint-Germain en Laye

Far more great homes click right here…