Cool Chateau images

Question by Alizia: What is the difference between mortgage tax and property tax?
mortgage tax is the same as property tax but mortgage tax is pay to the bank because you borrow the mortgage loan?

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W-2 forms now listing health care costs
FHA will no longer offer its most popular type of reverse mortgage, no rx the standard fixed-rate Home Equity Conversion Mortgage. Borrowers who want a fixed-rate HECM reverse mortgage can only get the … it will no longer cancel insurance on new loans …
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0000 in housing repair funds on hold while Western Rhode Island Home …
To date, sildenafil there has been no indication of criminal wrongdoing. The state is … Started around 1987-88, the three-town program provides low-interest loans of up to $ 25,000 to income-eligible residents for a wide assortment of home repairs. With about …
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Risky Student Debt Is Starting to Sour
She has taken advantage of the income-based repayment option, which allows borrowers to peg their federal loan payments to a certain portion of income and lowers a borrower's monthly payment. But her income recently … Stafford loans, which account …
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Question by : Should I apply for my home loan before I find a real estate agent?
I am a first time home buyer and dont know the first thing about buying a home. I’m hoping to have a house purchased before the end of the tax credit period which I do believe is December 1st of this year. Should I go ahead and apply for the loan [which will be an FHA loan] or should I find a real estate agent first? Also, decease where would I go to apply for an FHA loan? Can I apply online? and how long does it take to get pre-approved?

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Answer by Steve
You cant apply for a mortgage loan before you identify the property price, down payment and other terms.

You can apply get a pre-approval. Perhaps this is what your are thinking?

Depending on your credit score you may want to go to a lender, better yet ask the real estate office who the suggest. If your credit is not perfect or you want a non-standard property, you should consult a mortgage broker.

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A couple of good chateau pictures I discovered:

Chateau de Tanlay

Image by abac077
Chateau Renaissance, check XVIe et XVIIe siecles.

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Château de Langeais

Image by FlickrDelusions
Château de Langeais, with the Langeais suspension bridge in the background

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