Some cool apartment building images:
I really like this old brick apartment building on Colombia Street 2
Image by benchilada
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a L’art – apartment creating name
Image by designwallah
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the washington monument peeks more than an apartment constructing at the bottom of meridian hill park
Image by JamesCalder
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Homeowners' Refinancing Efforts Pay Off in Third Quarter
In its report this week, viagra Freddie Mac released new data on refinancing and its effect on American home loans. The news was overwhelmingly good: … Like borrowers in 2010, sildenafil today's mortgage holders also benefit from the government's Home Affordable …
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Financials Sink After Obama Win; Fiscal-Cliff Worries
The fiscal cliff refers to the combination of automatic spending cuts and tax increases next year which could tip the U.S. economy back into a recession, medicine barring a budget deal. On the campaign front, Wall Street executives … Analysts with Compass …
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Question by cliff_dweller: FHA loans What are the pros and cons of FHA loans? I am in California if that makes a diffrence?
What are the pros and cons of FHA loans? I am in California if that makes a diffrence. Thanks!
Best answer:
Answer by Marty S
A FHA loan is a 30 year fixed (or 15 year fixed) loan that is insured by the federal goverment. The pros are that the rate is not that bad, case and your loan is insured by the federal goverment. They also have easy FICO score requirements. However, more about they do not like it if you have had past collections. If I can be of any assistance, shoot me an email msmith@premierloangroup.com, and I’ll help
Marty
What do you think? Answer below!
FHA Loans are designed for borrowers who may have limited funds to close and less than the most desirable credit scores. FHA loan have FHA mortgage insurance, an initial premium that is financed as a part of the loan amount and monthly renewal premiums that are added to the mortgage payment. The property being purchased must pass FHA requirements which are more stringent that conventional loan requirements. In addition, the seller is required to pay some closing costs on an FHA loan that they are not required to pay on a conventional loan. FHA loans are assumable via fully qualifying assumption which can assist the owner is selling the property if rates have risen since his acquisition. Finally, FHA has FHA loan limits which are a yearly average of the sales prices in the particular FHA region. If prices in an area have risen dramatically in the last 11 months, the FHA loan limit may preclude an FHA loan for the amount now required by appreciation.