FHA mortgage?

Posted on Sep 5, 2024 in FHA Information

Question by Ash1227: FHA mortgage?
How would you apply for one? I found their website but it doesn’t offer an application.
I live in the state of
NY

Best answer:

Answer by shelcom
Ummmm…a bank?

Know better? Leave your own answer in the comments!

3 Comments

  1. mazziatplay May 14, 2014

    You can’t apply directly to the FHA, they are a mortgage insurer not a direct lender. Most banks and some brokers have access to FHA loana programs.

  2. Yanswersmonitorsarenazis May 14, 2014

    If FHA is what you want, you need to go to a bank, or some brokers. Not all brokers offer FHA loans.

    http://www.ncsha.org/section.cfm/4/39/187

    Click the link for a listing of all state’s housing finance agencies. You’re in NY, there’s 3 of them listed. Contact them.

    They’ll have first-time buyer classes you can take. They’ll have info on subsidies and grants you may qualify for. They’ll have referrals to participating lenders (every one of which will offer FHA loans). All their lenders have made a commitment to affordable housing, so you should avoid getting screwed by using their referrals.

  3. courtney02908 May 14, 2014

    You ned to go to a bank or broker that is FHA licenced. I am an FHA licenced broker for the state of NY email me and I will help you get the loan done.