Question by : I forget my tax number how can i get it?
Im is sisa jack im working at ctfm my ID number is 8512295579086
Best answer:
Answer by Joe King
It’s stored in the database of the taxation office. I can find out what yours is but I’ll need all your bank details.
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Question by : Is it OK to sign an FHA streamline refinance, shop without the option to update our places of employment?
Our lender is suggesting we do an FHA streamline refinance, to go from 6.25% to 5.25%. She says because it is a streamline, though our income is not shown (as it’s not required) she can’t change the employer info on the forms. I got a better paying job since we bought, but my wife lost her job, so our total income is a bit less than it was before. I just wonder about signing paperwork that seems to confirm outdated information, but our lender says it’s fine. Is this really all kosher?
Best answer:
Answer by knowitall
Since income is not used to qualify, it should be OK.
What do you think? Answer below!
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No , they can later show a (1) falsified document on your part (knowing the info is wrong or outdated) (2) mail fraud (3) wire fraud , etc. all criminal acts
That is a very complicated question, the correct answer by fha is that if your wife is on the loan and if she loses her employment than you cannot proceed due to change in her employment. They are supposed to verify verbally with the employer to she if she is still employed. At the closing the attorney or notary will have a legal form attesting that your employment situation has not changed since you started the loan process. If the file is audited by hud the lender could get into trouble and yourself. Again this is just my opinion. To get the lowest rates on a fha refinance and fha streamline refinance visit http://www.fhastreamline911.com
This is a perfect example of most common practice of mortgage fraud. Lying on the loan application. Your loan officer obviously wants to close the loan, so they can make money. If they underwriter does not do a verification of mortgage then there are very less chances of them finding out about the job history. However, if they do the verification then you will have some explaining to do because you have signed a legal document attesting to the above information. At times like this you should think about “if you want to be an accident waiting to happen”
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