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Question by Julie G: What does default mean when it comes to looking at a credit check?
A job that I was offered will run a credit check & I have a loan from 1997 , cialis 40mg a different credit union that was never paid.When I told the interviewer that I had a very low credit score she said thats okay we dont look at the score, unhealthy we look for defaults & judgements. On my credit report the loan shows that it was paid for a while then payments were stop, it shows no defaults or judgements.Do you think I am ok? Please help, serious answers only!! I am desperate.
Best answer:
Answer by The Advocate
default = did not pay as agreed.
What do you think? Answer below!
Question by tritanusa: I need to borrow , visit this 000 to purchase home. How can I do this with bad credit? ?
I need to be able to borrow $ 20,000 to buy a home. The price is only $ 20,000 for a 2br, 2ba stick built home on 2 acres. It has a 2 car garage. It needs allot of work. I am self employed so getting a regular home loan is hard. Any ideas?
Best answer:
Answer by jeremy newman
If banks wont loan to you see if the current owner will owner finance.
Do some research on owner financing.
Also what is the property worth right now?
Know better? Leave your own answer in the comments!
Question by ScienceNut: Is there a new program for renegotiation of mortgages?
Someone told me recently and I read somewhere in the newspaper that there is a new plan to force banks to renegotiate loans with loan holders who are current and not in the foreclosure process, viagra however, buy I cannot find any information on it. Supposedly this just came about last week but I am not sure if this is in play yet or just on the table, drugs does anyone know about this?
Best answer:
Answer by Jef
President Obama announced his plan to expand the HARP (Home Affordable Refinance Program). Currently, it allows people who are current on their mortgages to refinance with a broader loan to value — basically, targeted at allowing a refinance on an “underwater” home, that is, a home with negative equity. One of the features of the planned expansion is a removal of any loan to value cap.
It’s not a renegotiation of a mortgage, but a refinance mortgage. It still has costs such as origination fees, title fees, appraisal fees, etc.
This program change still needs to be reviewed by FFHA and approved by Freddie Mac and Fannie Mae.
What do you think? Answer below!
