Question by mimi: How much could I afford for a house with this income?
I am planning to get a house in corpus christi texas. Between my husband in eye we make 69, dosage pharmacy 888 a year. Do home owners look at income before taxes? And what loan amount could I be qualified? I know I need to talk to a loan agent, but I am just getting opinions. Thanks!
Best answer:
Answer by godged
Income is important, but what is more important is your debt to income, how much you owe vs. how much you make. Home owners do not look at anything, your lender does.
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Question by susan_s53051: can I benefit from the homeowner mortgage help bill if I am currently in a forbearance?
With Obama’s new bill he passed, try if I am in a conventional loan, and in a forbearance, will I qualify for either a refi or loan modification?
Best answer:
Answer by Cookie On My Mind
Definitely contact your mortgage company and ask!!!! Most mortgage companies nowadays are very willing to HELP you keep your home. Homes going into foreclosure is expensive for them, they’d rather have you stay in your home. I’m sure there is a program to help you. Good luck!
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Michelle Singletary: Mixed score on mortgage modifications
In response to the housing crisis and the onslaught of foreclosures, web the federal government established the Making Home Affordable Program, which includes several strategies to help financially distressed homeowners. Recently, the National Consumer Law …
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Mortgage Rates: Decline in Pending Home Sales Due to Low Inventory
Home purchase loans and regular conventional refinances also require a full appraisal to determine the value of the property. Loans that were sold to Fannie Mae or Freddie Mac prior to June 1, 2009 can use the HARP program for refinancing which does …
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Question by DIY: How much would a monthly mortgage payment be on a , physician 000 home?
My fiance and I are trying to figure out if it would be more cost effecient to rent an apartment or to just buy a home.. and we found a nice one for $ 60, discount 000 so how much would that be a month? Thanks!
Best answer:
Answer by Judy
Where is your down payment?
Google “how much home can I afford”.
A good rule of thumb: Never allow your monthly mortgage payment be more than 25% of your take home pay.
Put 20% down to avoid that nasty PMI.
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FHA Announces Four “Immediate Actions” Which Raise Costs, hospital Lower Defaults
Commissioner Galante has committed to "aggressive action", search including raising minimum credit score requirements, raising downpayment requirements on jumbo-sized loans, and restricting access to FHA mortgages after a foreclosure. The changes may …
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High-cost loan final rule temporarily averts FHA loan crisis
In the proposed rule, the CFPB proposed to make a change not mandated by Dodd-Frank that would re-implement a prior position of the Fed under which any requirement to pay interest after a prepayment in full with an FHA- insured loan is considered to be …
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