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Question by vballbaaabee: FHA 203K mortgage with a Homesteps Foreclosure home?
Looking to buy a home and DIY rehab, viagra buy the realtor mentioned that since the home was already a Homesteps property that we would be able to get the mortgage and rehab mortgage all in one.
Anyone with experience able to offer any input into this?
Best answer:
Answer by golferwhoworks
So your realtor thinks they are a mortgage professional? 203 K loans require a contractor amd bids in the file. There is no do it yourself type of 203K loans. The easiest is a streamline 203 K where the rehab is less than $ 25.000 but either you or the contractor must put up the materials cost and then have that work inspected before funds will be disbursed. If the rehab is over that amount then there are draws at certain intervals for the repairs.
Realtors should only sell homes and not be loan originators when they are not
I am a mortgage banker in TN
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