Q&A: When a possible employer does a credit check does your score take a “hit”?

Posted on Oct 13, 2024 in Stated Income Loans

Question by chas: When a possible employer does a credit check does your score take a “hit”?
I want to know because 3 places just did a credit check after I interviewed and I will be trying to get pre-approved for a home loan soon.

Best answer:

Answer by odisho68
no it’s just a check…there’s nothing they can do with your credit score so don’t worry about that

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2 Comments

  1. It shouldn’t lower your score because it is not a request for credit. It shouldn’t appear on your report as that kind of a credit inquiry. Even credit requests for the purpose of requesting a new acct have a very minimal effect on score (maybe 1-2 pts). I wouldn’t worry about it.

  2. no credit is good credit