by marsmet526
Question by schatziepupos: Is there a program for home owners who are now underwater on their mortgages?
I did a refinance on Our home with an appraisal of 235k now My home is only appraised at 153-165k.
Best answer:
Answer by Judy
The government can contact your current mortgage holder and see if something can be worked out.
You may be able to re-fi and they could cut down “forgive” “forbearance” of some of your amount.
It’s worth calling them.
It’s a free service by the feds – HUD.
http://makinghomeaffordable.gov/
Also try hopenow.com – its practically the same thing – just an older website
They may be easier to contact by phone since the first site is kind of new.
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Give your answer to this question below!
Question by dancingshlee4285: How long after buying a home can you refinance?
My husband I just bought home in July 2008 for 87k. Our interest rate is at 6.25. With the mortgage rates falling because of the economy, this we would like to refinance to pay off some bills and to get a lower rate. We are first time home buyers and have a fixed 30 year FHA loan. Do we have to wait one whole year to finance or can we do it now?
Best answer:
Answer by Woody
Smart move. It depends on the fine print of your current loan. Does it have prepayment penalties or any other ugly clauses? I suggest you simply call your current lender and tell them you are thinking of doing and see what they say. They may even give you a break on document fees and closing costs to stay with them, although it may not matter with FHA.
I just built a new home, closed in Sept for 6.34% and refinanced with a different lender for 4.75% in April. Tip – you can fold the closing costs and doic fees into the new loan if you don’t want to lay out the cash. Your monthly payment will still be much lower.
Know better? Leave your own answer in the comments!
Some cool castle images:
Sandal Castle
Image by SFB579 🙂
The castle, more about with pugneys waterpark behind.
Far more excellent houses click right here…
Castle of Alanya
Image by ozgurmulazimoglu
Alanya Castle (Alanya Kalesi) is a medieval castle in the southern Turkish city of Alanya. Most of the castle was constructed in the 13th century below the Seljuk Sultanate of Rûm following the city’s conquest in 1220 by Alaeddin Keykubad I as part of a building campaign that included the K?z?l Kule. This castle was constructed on the remnants of earlier Byzantine era and Roman era fortifications. The castle is situated 250 meters higher on a rocky peninsula jutting into the Mediterranean Sea, information pills which protects it from three sides. Right after the region was pacified below the Ottoman Empire, the castle ceased to be purely defensive, and several villas have been constructed inside the walls in the course of the 19th century.
Right now the creating is an open air museum. Access to the seaward castle is ticketed, but significantly of the region inside the wall, which includes the landward castle is open to the general public.
Türkçe:
Surlar?n?n uzunlu?u 6.5 kilometreyi bulan Alanya Kalesi, denizden 250 metreye kadar yükselen yar?mada üzerindedir… Kandeleri ad?yla da bilinen Alanya yar?madas?ndaki yerle?im, Helenistik döneme kadar inmekle birlikte günümüze kalan tarihi dokusu 13. yüzy?l Selçuklu eseridir.
Kale, 1221 y?l?nda kenti al?p yeniden in?a ettiren Selçuklu Sultan? Alaaddin Keykubat taraf?ndan yapt?r?lm??t?r. Kalenin 83 kulesi ve 140 burcu vard?r. Ortaça?da surlar?n içine yerle?mi? kentin su gereksinimi sa?lamak üzere 400e yak?n sarn?ç yap?lm??t?r. Sarn?çlar?n bir k?sm? günümüzde de kullan?lmaktad?r. Surlar, planl? bir ?ekilde Ehmedek, ?çkale, Adam Ataca??, Cilvarda burnu üstü, Arap Evliyas? Burcu ve Esat Burcunu inerek Tophane ve Tersaneyi geçip K?z?lkulede son bulacak ?ekilde in?a edilmi?tir. Yar?madan?n zirvesinde aç?k alan müzesi olarak de?erlendirilen içkale bulunmaktad?r. Sultan Alaaddin Keykubat saray?n? burada yapt?rm??t?r.
Kalede yerle?im günümüzde de sürmektedir. Ah?ap ve kagir tarihi evlerin önünde tahta tezgahlarda ipek ve pamuklu dokuma yap?lmakta, de?i?ik figürlerde su kabaklar? boyanmakta, küçük bahçelerde otantik yemek servisi verilmektedir. Ayr?ca kaleye ç?kan yol üzerinde ve limana egemen yamaçlar?nda restoran ve kafeteryalar vard?r. Kale ta??t trafi?ine aç?kt?r. Yürüyerek ise yakla??k 1 saatte ç?k?labilir.
Kaynak:http://www.alanya.com.tr/tr/Tarihi-Yerler/50-Alanya-Kalesi.html
If you would like to see a lot more homes click here…
Interesante lugar
that beautiful place *-*
We love this picture and would enjoy using it for the background picture of the day for our content management system, Concrete5 CMS – concrete5.org .
We have space to attribute the photo as well as link to any page you’d like in the footer. When it goes live it will reach about a quarter of a million people, so if you’d like to give us a custom title and different URL than your Flickr page we’d be happy to make sure it’s attributed as you desire. Just shoot me a Personal Message.
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Sincerely,
Franz Maruna
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supeerrr:)
Oradaydım
Paylaşım İçin Teşekkürler
http://www.flickr.com/groups/oradaydm/
Oradaydım
Paylaşım İçin Teşekkürler
http://www.flickr.com/groups/oradaydm/
Precious thing of the past.
"History & Antiquities"
Celebrating History & Legacy.
Precious thing of the past.
"History & Antiquities"
Celebrating History & Legacy.
BEAUTİFUL!
Seen in:
Historical-Traditional-Oriental
Yıllar yıllar öncesine özlem duyurtan bir kare bu benim içn 🙂
Çok güzel açı ve manzara..
BEAUTİFUL!
Seen in:
Historical-Traditional-Oriental
I was here :))
BEAUTİFUL!
Seen in:
Historical-Traditional-Oriental
Hi, I’m an admin for a group called A .T .M PHOTOGRAPHY " Post 5 Award 2 ", and we’d love to have this added to the group!
Your photo screams Photographer !!!
Thank you for sharing with us
***SCREAM OF THE PHOTOGRAPHER***
les murs plongent pratiquement dans le bleu de la mer, bien vu!
Your photo screams Photographer !!!
Thank you for sharing with us
***SCREAM OF THE PHOTOGRAPHER***