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FHA Mortgage Rates Lower Than “Freddie Mac” Mortgage Rates
There's no such point as an "FHA mortgage". The suitable term is FHA-insured mortgage. This is simply because the FHA doesn't make residence loans to home owners, information pills particularly — banks do. The FHA insures the loans that the banks make. If a mortgage loan meets the …
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Question by violentaction: Assuming FHA mortgage loans?
My cousin would like to assume my the loan on my house, symptoms he doesn’t have bad credit he just doesn’t have a lot built up. he is a first time home buyer he doesn’t make a whole lot of money but we feel that he makes enough to make payments on the house. His father is willing to co-sign for him. With a co-signer would he be eligible to assume my fha loan? or is a co-signer just if you have bad credit?
also, I’m supposed to close on my new home on sept 23, if we get the ball rolling will this be too short of time to get the old mortgage loan assumed?
Thanks,
Corey
Best answer:
Answer by Expert Realtor
No, that is plenty of time.
The first step is to call the lender and find out what process they require your cousin to go through.
Keep in mind, that any equity you have in the home will have to be paid to you by your cousin separately…that is something that you probably haven’t considered.
FHA won’t roll it into the existing loan.
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Managing for the Future
To address the problem, pharm together 10 years ago, see was an experienced underwriter to complete 10 loans in one day. Today I’d like that same underwriter be glad to get through … In the deepest days of despair, price many were wondering whether there would be a mortgage …
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Monarch Financial Reports growth of new and second Quarterly profit
Mortgage sales to be the number one driver of non-interest income continued. $ 606 million in mortgage loans were closed during the quarter, the company was a new record. Home purchase mortgage loans represented 52% of total loans closed, …
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