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Question by Julie G: What does default mean when it comes to looking at a credit check?
A job that I was offered will run a credit check & I have a loan from 1997 , cialis 40mg a different credit union that was never paid.When I told the interviewer that I had a very low credit score she said thats okay we dont look at the score, unhealthy we look for defaults & judgements. On my credit report the loan shows that it was paid for a while then payments were stop, it shows no defaults or judgements.Do you think I am ok? Please help, serious answers only!! I am desperate.
Best answer:
Answer by The Advocate
default = did not pay as agreed.
What do you think? Answer below!
A default means that you did not meet the repayment terms of an obligation and “defaulted” on your loan.
You should probably get a copy of your credit report so you know what everyone is looking at. I ran mine before I purchased a home a couple of years ago. There was someone with my same name, who lived within a quarter mile of me, whose collection accounts were showing on my report. I was able to get them removed, but it just goes to show you what can happen. I usually run my credit once a year, just to see where I stand.
Where this job offer is concerned, you may want to check and see if that loan is still showing on your report. If it is, you may have a problem.
It means you didnt pay, judgment means the lender wnet to court and the court says you have to pay the money, the lender can garnish your wages or freeze your bank accounts