When can one apply for a FHA loan after a foreclosure?

Posted on Sep 26, 2023 in FHA Information

Question by MissFixIt7: When can one apply for a FHA loan after a foreclosure?
I foreclosed on a home about 3 years ago. When can I apply for a FHA loan?

Best answer:

Answer by ? Bunky ?
It is usually 7-10 years before anyone will give you a loan after a foreclosure.

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2 Comments

  1. The requirement is 3 years but you must have perfect credit during that time.

  2. talk with a lender. It will really depend on your credit score.