When does your home go into foreclosure?

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Image by tanakawho
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Question by Emmu: How wise would it be to try to buy a home when I possess bad credit?
My fiance and I want to buy a home but our credit is not good. His is better (in the high 600) and mine is in the low 600. Would it be better to wait until our credit improves to buy a home(this might take years) or to try and buy a home now and face higher rates?

Best answer:

Answer by bishop_larry
I would try an interest only loan for 3-5 years, diagnosis this would enable a decent payment even with a high interest rate. Show the lender a good payment history and refinance at a later date. Depending on your current rental costs the interest only mortgage pmts might be similar.

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Home Sweet Home
Of those refinance applications, salve 29 percent of them in the first week of December were applied for through the federal Home Affordable Refinance Program (HARP). That program, of course, is the one set up to help people who are having trouble paying …
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Question by sparklle0913: If I make 48, stuff 000 a year, more about can i be qualified to buy a house that ranges from 170,000-180,000?
How do i know i can get approved and if i am in Houston Texas, where can i go with this at a cheap mortgage lender at that. I want the best and good mortgage rate possible, does anyone have any recommendations for a first time buyer? Or any good loan places for a house?

Best answer:

Answer by Pablo
you cant afford it, plain and simple

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Château de Pizay

Image by Olivier Bruchez
Château de Pizay, shop Saint-Jean-d’Ardières, France.

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When visitors tried to visit the site, pills a message appeared stating "This SiteMore >> …. In addition to reducing tax income, adiposity vacant or abandoned homes that are in or near foreclosure create additional costs for the counties, visit this the lawsuit says. … The …
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Question by Annabelle: When does your home go into foreclosure?
If you haven’t paid for your mortgage in 3 years and have applied for various different types of loan modification programs, and but the banks are just taking too long to answer… what happens? What actually determines if your house goes into foreclosure or not? Also, more about a huge down deposit was put on this home…(i dont know if that makes a difference)
Thank you for your answer, cialis 40mg but does it not make a difference for the loan modification program we are trying to apply for? They have responded to us and said that they are trying to find the right program for us to modify our loan.

Best answer:

Answer by Janice 10
You home goes into foreclosure once you have not paid the mortgage and it does not make any difference how much of a deposit that was paid on the home. The mortgage needs to be paid or the bank will foreclose. The banks take longer to foreclose on a home due to so many homes that are being foreclosed the banks and mortgage companies are back logged and it can take a long time for the foreclosure to go through. Can you sell the home and pay off the mortgage thus keeping good credit and then later on buy another home. This would be much better then foreclosure, since the foreclosure goes against your credit record for 10 years.

What do you think? Answer below!